424 W Mountain Ave, Fort Collins, CO 80521 Property Records

Larimer County property record for 424 W Mountain Ave, Fort Collins, CO 80521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,356 sqft · built 1898
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Jul 2019)
Tax Bill	$7,948 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97114-08-023`

Property Details

APN / Parcel Number

Primary APN	`97114-08-023`
Alternative APN	`R0038636`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Basement Area	1,253 sqft
Finished Basement	1,103 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	546 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0038636
Old Parcel Number	9711408023
Street Address	424 W MOUNTAIN AVE
City	FORT COLLINS
State	CO
Zip	80521-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, LESS W 2.5 FT, LINDENMEIERS SUBDIVISION PLAT OF LOTS 13, 14, 15 IN BLK 51, FTC; TOG WITH SRLY 6 FT OF THE FORMER ALLE
Legal Range	69
Legal Township	07
Legal Section	11
Legal Quarter	SE
Legal Subdivision	FTC BLK 51
Legal Block	51
Legal Lot Number	13-15
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1030
Census Tract	202

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	424 W MOUNTAIN AVE, FORT COLLINS, CO 80521-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 23, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Nov 23, 2010
Deed Document Number	20190041855
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	424 W MOUNTAIN AVE, FORT COLLINS, CO 80521-2605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073833
Date	Dec 5, 2018
Instrument	20180073833

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 23, 2019
Property Address	424 W MOUNTAIN AVE, FORT COLLINS, CO 80521-2605
Document Number	0000041855
Map Reference	MB 1488 PG 0718
Instrument Date	Jul 17, 2019
Instrument	20190041855
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 W MOUNTAIN AVE, FORT COLLINS, CO 80521-2605

Mortgage

Document Number	0000041856
Date	Jul 23, 2019
Instrument	20190041856

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,948.00 (+14.38%)	$75,956 (+0.14%) Land $3,125 Building $72,831	$1,215,300 (+7.35%) Land $50,000 Building $1,165,300
2023	$6,949.00 (+59.67%)	$75,851 (+73.26%) Land $3,350 Building $72,501	$1,132,100 (+79.73%) Land $50,000 Building $1,082,100
2022	$4,352.00	$43,778 Land $3,475 Building $40,303	$629,900 Land $50,000 Building $579,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Fort Collins Connexion, Verizon.

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