LaSalle County property record for 424 W Main St, Ottawa, IL 61350
| Property Type | Commercial |
|---|---|
| Details | 4,440 sqft · built 1991 |
| Lot Size | 0.268 acres (11,680 sqft) |
| Owner | Company Name on File |
| Last Sale | $133,500 (Mar 2012) |
| Tax Bill | $5,500 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-11-305-007 |
| Primary APN | 21-11-305-007 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Building Area | 4,440 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 11,680 sqft (0.268 acres) |
| Street Address | 424 W MAIN ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-2868 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TOWN OF OTTAWA, LT 5 BLK 14 SEC 11-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 11 |
| Legal Subdivision | OTTAWA (ORIGINAL TOWN) |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 962700 |
424 W Main St, a commercial property, is owned by a company that bought it in March 2012.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7452, ALGONQUIN, IL 60102-7452 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2012 · Amount on File |
| Deed Sale | Mar 14, 2012 · Amount on File |
| Deed Document Number | 20125420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 424 W MAIN ST, OTTAWA, IL 61350-2868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 202113593 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-13593 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 24, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 424 W Main St was $5,500, down 2.6% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,500.00 (-2.59%) | $54,828 Land $9,490 Building $45,338 | $164,484 Land $28,470 Building $136,014 |
| 2024 | $5,646.00 | ||
| 2023 | $54,828 (+6%) Land $9,490 Building $45,338 | $164,484 (+6%) Land $28,470 Building $136,014 | |
| 2022 | $51,725 Land $8,953 Building $42,772 | $155,175 Land $26,859 Building $128,316 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
May also be available: AT&T, Verizon.
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