424 W 4th St, Monroe, MI 48161 Property Records

Monroe County property record for 424 W 4th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1961
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2026)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00060-017`

Property Details

APN / Parcel Number

Primary APN	`55-29-00060-017`
Alternative APN	`55 290 006 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	308 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	424 W 4TH ST
City	MONROE
State	MI
Zip	48161-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAWRENCE PLAT LOT 16
Legal Subdivision	LAWRENCE
Legal Lot Number	16
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1009
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 W 4TH ST, MONROE, MI 48161-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage EQUITY RESOURCES MORTGAGE INC
Jun 10, 2026	Warranty Deed, Transfer SELECT TITLE
Aug 22, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	202610307
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0000008479
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 20, 2026
Property Address	424 W 4TH ST, MONROE, MI 48161-2406
Document Number	0000012675
Instrument Date	May 29, 2026
Instrument	202612675
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012675,
Date	Jul 20, 2026
Instrument	202612675

Lender

Name	EQUITY RESOURCES MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 10, 2026
Property Address	424 W 4TH ST, MONROE, MI 48161-2406
Document Number	0000010307
Instrument Date	May 29, 2026
Instrument	202610307
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	SELECT TITLE

Transaction

Amount	Amount Recorded
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 4TH ST, MONROE, MI 48161-2406

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 22, 2022
Property Address	424 W 4TH ST, MONROE, MI 48161-2406
Document Number	0000016875
Map Reference	LB 2 PG 5
Instrument Date	Aug 12, 2022
Instrument	2022R16875
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 W 4TH ST, 424, MONROE, MI 48161-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 4TH ST, MONROE, MI 48161-2406

Mortgage

Document Number	0000016876
Date	Aug 22, 2022
Instrument	2022R16876

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600 (+7.5%) Land $84,600	$169,200 (+7.5%) Land $169,200
2025	$3,398.00 (+132.9%) Homeowner's exemption	$78,700 (+18.2%) Land $78,700	$157,400 (+18.2%) Land $157,400
2023	$1,459.00 Homeowner's exemption	$66,580	$133,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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