Lake County property record for 424 W 45th Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,769 sqft · built 1952 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,175 (Dec 2022) |
| Tax Bill | $2,815 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0154-0027 |
| Primary APN | 001-25-47-0154-0027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 5,769 sqft Living Area |
| Gross Area | 6,055 sqft |
| 1st Floor Area | 1,923 sqft |
| Basement Area | 1,923 sqft |
| Finished Basement | 1,923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 W 45TH AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-3935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOLLESTON HEIGHTS L. 23 BL 4 ALL L.24 BL.4 |
| Legal Subdivision | TOLLESTON HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 12500 |
Source: Lake County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage UCBER ROTH IRA |
| Dec 2, 2022 | Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC |
| Dec 3, 2021 | Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Nov 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 3, 2021 | Re-recorded Document · Line of Credit FIRST AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on Record |
| Deed Sale | Dec 2, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2021 |
| Deed Document Number | 2022548085 |
| Prior Transfer Date | Jan 24, 2021 |
| Prior Transfer Doc | 0000041348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000044988 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-544988 |
| Name | UCBER ROTH IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | HOUSTON, TX 77084 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Nov 15, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 2, 2022 |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000048085 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022-548085 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000048086 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 2022-548086 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 3, 2021 |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000041349 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-541349 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 22, 2021 |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000068351 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021-068351 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 19, 2021 |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000015675 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Jan 24, 2021 |
| Instrument | 2021-015675 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 3, 2021 |
| Property Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000041348 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Jan 24, 2021 |
| Instrument | 2021-541348 |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 W 45TH AVE, GARY, IN 46408-3935 |
| Document Number | 0000041139 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021-541139 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,700 (+11.84%) Land $11,200 Building $232,500 | $243,700 (+11.84%) Land $11,200 Building $232,500 | |
| 2024 | $2,815.00 (+63.38%) | ||
| 2023 | $217,900 (+121.89%) Land $10,800 Building $207,100 | $217,900 (+121.89%) Land $10,800 Building $207,100 | |
| 2022 | $1,723.00 | $98,200 Land $7,200 Building $91,000 | $98,200 Land $7,200 Building $91,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures