424 W 16th St, Covington, KY 41014 Property Records

Kenton County property record for 424 W 16th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 675 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2024)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-11-12-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-12-011.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	675 sqft Finished Area
Gross Area	753 sqft

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	424 W 16TH ST
City	COVINGTON
State	KY
Zip	41014-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOT 11 SEC 2
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	2
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 W 16TH ST, COVINGTON, KY 41014-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Dec 10, 2020	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2024123
Deed Book / Page	290 / 773
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0005900253
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2023
Property Address	424 W 16TH ST, COVINGTON, KY 41014-1002
Document Number	0005900194
Book / Page	207 / 565
Map Reference	PL 331
Instrument Date	Dec 23, 2022
Instrument	23010305900194
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	424 W 16TH ST, COVINGTON, KY 41014-1002

Mortgage

Document Number	0005900195
Date	Jan 3, 2023
Instrument	23010305900195

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 10, 2020
Property Address	424 W 16TH ST, COVINGTON, KY 41014-1002
Document Number	0000000049
Book / Page	000060 / 000209
Instrument Date	Dec 8, 2020
Instrument	49
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PRINCETON AVE FORT MITCHELL KY 410172815, FORT MITCHELL, KY 41017-2815

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $10,000 Building $130,000	$140,000 (-) Land $10,000 Building $130,000
2025	$1,855.00 (+21.16%)	$140,000 (+21.74%) Land $5,000 Building $135,000	$140,000 (+21.74%) Land $5,000 Building $135,000
2023	$1,531.00	$115,000 Land $5,000 Building $110,000	$115,000 Land $5,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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