424 W 15th Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 424 W 15th Ave, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,421 sqft · built 1915
Owner	Individual Name on Record
Last Sale	$425,000 (May 2019)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage + 1 more
APN	`106-104-0537`

Property Details

APN / Parcel Number

Primary APN	`106-104-0537`
Alternative APN	`21190`

Interior

Building Area	2,421 sqft Living Area

Exterior

Year Built	Built 1915
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	106-104-0537
Street Address	424 W 15TH AVE
City	COVINGTON
State	LA
Zip	70433-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SQ 1504 NEW COVINGTON CB 1071 881 CB 1258 96 CB 1440 822 CB 1471 330 INST NO 929605 INST NO 1524610 INST NO 1576099 INS
Legal Subdivision	NEW COVINGTON SQS 1500-1520
Legal Lot Number	2
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3020
Census Tract	40602

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	424 W 15TH AVE, COVINGTON, LA 70433-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
May 2, 2019	Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Deed Document Number	2155527
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	424 W 15TH AVE, COVINGTON, LA 70433-3310
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002479674
Date	Jan 30, 2026
Instrument	2479674

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	424 W 15TH AVE, COVINGTON, LA 70433-3310
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002293622
Date	Sep 30, 2021
Instrument	2293622

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 2, 2019
Property Address	424 W 15TH AVE, COVINGTON, LA 70433-3310
Document Number	0002155527
Map Reference	DOC 1524610
Instrument Date	Apr 30, 2019
Instrument	2155527
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 15TH AVE, COVINGTON, LA 70433-3310

Mortgage

Document Number	0002155528
Date	May 2, 2019
Instrument	2155528

Lender

Name	GMFS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (-3.89%) Homeowner's exemption	$43,465 (-) Land $6,000 Building $37,465	$434,650 (-) Land $60,000 Building $374,650
2024	$4,090.00 (+6.12%) Homeowner's exemption	$43,465 (+12.03%) Land $6,000 Building $37,465	$434,650 (+12.03%) Land $60,000 Building $374,650
2023	$3,854.00 Homeowner's exemption	$38,797 (-) Land $6,000 Building $32,797	$387,970 (-) Land $60,000 Building $327,970
2022	$3,854.00 Homeowner's exemption	$38,797 Land $6,000 Building $32,797	$387,970 Land $60,000 Building $327,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	8 (1983–2016)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 58% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: REV.

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