424 W 13th St, Covington, KY 41011 Property Records

Kenton County property record for 424 W 13th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,947 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Nov 2022)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-11-14-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-14-012.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,947 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	424 W 13TH ST
City	COVINGTON
State	KY
Zip	41011-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BA 3RD LOT 16
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	3RD
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1037
Census Tract	60700

Owner

424 W 13th St is owned by a company that bought it in November 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	109 E 4TH ST, COVINGTON, KY 41011-1613
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Nov 26, 1997 · Amount on File
Deed Document Number	202287
Deed Book / Page	201 / 396
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 21, 2022
Property Address	424 W 13TH ST, COVINGTON, KY 41011-2229
Document Number	0005900087
Book / Page	201 / 396
Instrument Date	Nov 18, 2022
Instrument	22112105900087
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 W 19TH ST, 635, COVINGTON, KY 41014-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 4TH ST, COVINGTON, KY 41011-1613

Tax Assessment & Valuation

The 2025 property tax bill for 424 W 13th St was $2,053.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (+20.77%) Land $10,000 Building $177,200	$187,200 (+20.77%) Land $10,000 Building $177,200
2025	$2,053.00	$155,000 Land $5,000 Building $150,000	$155,000 Land $5,000 Building $150,000
2023	$2,064.00	$155,000 Land $5,000 Building $150,000	$155,000 Land $5,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 W 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 W 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30