424 Vley Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 424 Vley Rd, Schenectady, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1933
Lot Size0.125 acres (5,456 sqft)
Owner2 Individual Names on Record
Last Sale$228,500 (Jun 2026)
Tax Bill$4,326 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422289 29.11-4-9

Property Details

APN / Parcel Number

Primary APN422289 29.11-4-9
Alternative APNs
  • 228902901100040090000000
  • B19407

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,456 sqft (0.125 acres)
Lot Dimensions136 ft deep x 40 ft wide
Garage TypeBasement
PorchSlab
Porch Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberB19407
Street Address424 VLEY RD
CitySCHENECTADY
StateNY
Zip12302-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSAC BLVDS L355 HL
Legal SubdivisionREVISED MAP OF SACANDAGA BOULEVARDS
Legal Block4
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3000
Census Tract32404

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 WHITE ST, 1, COHOES, NY 12047-2909
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Dec 2, 2021Warranty Deed, Transfer · FHA Mortgage
CCFCU FUNDING LLC
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF SCOTIA
Aug 26, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Jan 20, 2017Warranty Deed, Transfer · ARM
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2026 · Amount on Record
Deed SaleJun 4, 2026 · Amount on Record
Prior SaleDec 2, 2021 · Amount on Record
Deed Document Number202612867
Deed Book / Page2173 / 433
Prior Transfer DateJan 13, 2017
Prior Transfer Doc0000003239
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 4, 2026
Property Address424 VLEY RD, GLENVILLE, NY 12302-2600
Document Number0000012867
Book / Page2173 / 433
Instrument DateMay 28, 2026
Instrument202612867
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyMARATHON TITLE COMPANY, MARATHON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92,314.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012868,
DateJun 4, 2026
Instrument202612868
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 2, 2021
Property Address424 VLEY RD, GLENVILLE, NY 12302-2600
Document Number0000060657
Book / Page2072 / 680
Instrument DateNov 15, 2021
Instrument202160657
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$764.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 VIEY RD, 424, GLENVILLE, NY 12302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3397 CARMAN RD, GUILDERLAND, NY 12084

Mortgage

Document Number0000060659
DateDec 2, 2021
Book Page5173/853
Instrument202160659
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address424 VLEY RD, GLENVILLE, NY 12302-2600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 VLEY RD, GLENVILLE, NY 12302-2600

Mortgage

Document Number0000030959
DateOct 7, 2020
Book Page5027/383
Instrument202030959
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address424 VLEY RD, GLENVILLE, NY 12302-2600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038189
DateAug 26, 2019
Book Page4933/795
Instrument201938189
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 20, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 20, 2017
Property Address424 VLEY RD, GLENVILLE, NY 12302-2600
Document Number0000003239
Book / Page1954 / 785
Instrument DateJan 13, 2017
Instrument201703239
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$392.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address8 ELM PL, 8, CLIFTON PARK, NY 12065-5321

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ELM PL, CLIFTON PARK, NY 12065-5321

Mortgage

Document Number0000003240
DateJan 20, 2017
Instrument201703240
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.32%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Min Rate At Change4.82%
Max Rate At Change6.32%
Margin3
Max Rate10.3%

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,326.00 (+0.96%)
2025$4,285.00$109,100 (-) Land $11,100 Building $98,000$198,364 (+23.64%) Land $20,182 Building $178,182
2023$109,100 Land $11,100 Building $98,000$160,441 Land $16,324 Building $144,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLENVILLE WD #11
serves 15,000 people · EPA ID NY4600091
Water SourceGroundwater
Last State InspectionJul 2022
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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