Eau Claire County property record for 424 Union St, Eau Claire, WI 54703
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2.5 ba · 2,986 sqft · built 1871 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (May 2024) |
| Tax Bill | $4,663 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0462-000 |
| Primary APN | 06-0462-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,986 sqft Total Area |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 1871 |
|---|---|
| Effective Year Built | Effective 1871 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 424 UNION ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-5350 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | W 50 FT OF S 132 FT OF LOT 5 BLK 15 & A TRIANGULAR PC OF LAND DES AS FOLL BEG AT THE NE COR OF LOT 3 THC E ON A LN PRLL WITH |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 20 |
| Legal Subdivision | CHAPMAN & THORP'S 02ND ADDITION |
| Legal Block | 15 |
| Legal Lot Number | 3,5,9 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1200 |
424 Union St, a duplex, is owned and occupied by an individual who bought it in May 2024.
Source: Eau Claire County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 UNION ST, EAU CLAIRE, WI 54703-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK |
| Jan 9, 2018 | Warranty Deed, Transfer NORTHWESTERN BK-ALTOONA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Oct 4, 2005 · Amount on File |
| Deed Document Number | 20241254327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 2, 2024 |
| Property Address | 424 UNION ST, EAU CLAIRE, WI 54703-5350 |
| Document Number | 0001254327 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 1254327 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 UNION ST, EAU CLAIRE, WI 54703-5350 |
| Document Number | 0001254328 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 1254328 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 424 UNION ST, EAU CLAIRE, WI 54703-5350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001207289 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 1207289 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jan 9, 2018 |
| Property Address | 424 UNION ST, EAU CLAIRE, WI 54703-5350 |
| Document Number | 0001155958 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 1155958 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1827 BRACKETT AVE EAU CLAIRE WI 547014628, EAU CLAIRE, WI 54701-4628 |
| Document Number | 1155959 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 1155959 |
| Name | NORTHWESTERN BK-ALTOONA |
|---|---|
| Address | ALTOONA, WI 54720 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jan 8, 2021 |
The 2025 property tax bill for 424 Union St was $4,663.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,663.00 | $231,000 Land $20,400 Building $210,600 | $302,200 |
| 2023 | $231,000 Land $20,400 Building $210,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 424 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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