424 Tom Loyd Cutoff, Malvern, AR 72104 Property Records

Hot Spring County property record for 424 Tom Loyd Cutoff, Malvern, AR 72104

Property Summary

Property Type	Rural Home
Details	3 ba · 2,174 sqft · built 1994
Lot Size	6.85 acres (298,604 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jan 2010)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`633-01001-002`

Property Details

APN / Parcel Number

Primary APN	`633-01001-002`
Alternative APN	`16651`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	1,614 sqft
Upper Floors Area	560 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	298,604 sqft (6.85 acres)
Garage Type	Mixed
Garage Area	641 sqft
Carport	Carport
Carport Area	360 sqft
Driveway	Driveway
Driveway Area	2,308 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	343 sqft
Patio Area	570 sqft
Balcony	Balcony
Balcony Area	56 sqft
Fence	Fence
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	424 TOM LOYD CUTOFF
City	MALVERN
State	AR
Zip	72104-8360
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 1-2-3 &10-11
Legal Range	18W
Legal Township	03S
Legal Section	14
Legal Subdivision	WOODLAND COVE
Legal Lot Number	1-3,10 2
Jurisdiction	HOT SPRING AR
Township / Civil Division	MAGNET
Census Block Group	1
Census Block	1017
Census Tract	20101

Owner

Source: Hot Spring County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	424 TOM LOYD CUTOFF, MALVERN, AR 72104-8360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2010 · Amount on Record
Deed Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	0310-000532
Deed Book / Page	310 / 532
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	424 TOM LOYD CUTOFF, MALVERN, AR 72104-8360
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000462/472
Date	Jun 1, 2018
Book Page	462/472

Lender

Name	EDWARD KERSHINER
Type	Private Party
Address	88279

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Magnet Cove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (-7.91%) Homeowner's exemption	$46,455 (-) Land $4,205 Building $42,250
2023	$2,212.00 Homeowner's exemption	$46,455 Land $4,205 Building $42,250	$232,275 Land $21,025 Building $211,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIMZEY REGIONAL WATER DISTRICT serves 12,718 people · EPA ID AR0000821
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable in parts of the area	1,000 / 1,000
South Central Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wireless ETC.

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