Madison County property record for 424 Three Forks Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.65 acres (202,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $376,000 (Aug 2021) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0066-0000-0017-B1 |
| Primary APN | 0066-0000-0017-B1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 202,990 sqft (4.65 acres) |
|---|
| Account Number | 74427 |
|---|---|
| Street Address | 424 THREE FORKS RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.66 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Aug 11, 2021 | Deed, Transfer · VA Mortgage SOUTH CENTRAL BANK |
| Apr 23, 2019 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 2014047710 |
| Deed Book / Page | D809 / 778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M01984/16 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | M01984/16 |
| Instrument | 2014021578 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2197/177 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | M2197/177 |
| Instrument | 2014116616 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 19, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 11, 2021 |
| Property Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | 00D809/778 |
| Book / Page | D809 / 778 |
| Map Reference | MB 6 PG 362 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2014047710 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2437 HAMILTON VALLEY RD, CRAB ORCHARD, KY 40419-9658 |
| Name | Verified Name |
|---|---|
| Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | 2014047711 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2014047711 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 23, 2019 |
| Property Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | D00772/491 |
| Book / Page | D00772 / 491 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 2013991419 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 424 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | 2013991420 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2013991420 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,545.00 (-2.8%) Additional exemption filed | $376,000 (-) | $376,000 (-) |
| 2023 | $3,647.00 | $376,000 | $376,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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