Stanly County property record for 424 Summit Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 977 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Oct 2023) |
| Tax Bill | $1,028 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 654803426303 |
| Primary APN | 654803426303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 977 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 180 ft deep x 53 ft wide |
| Garage Type | Carport |
| Garage Area | 140 sqft |
| Carport | Carport |
| Carport Area | 140 sqft |
| Porch | Porch |
| Porch Area | 137 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1541972 |
|---|---|
| Street Address | 424 SUMMIT AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HSE 424 SUMMIT AVE LOT 26 654818074 |
| Legal Subdivision | HEARNEVILLE |
| Legal Lot Number | 26 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 931203 |
424 Summit Ave is owned by a company that bought it in October 2023.
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11461 RISING STAR CT, CHARLOTTE, NC 28215-7375 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK |
| Apr 10, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on File |
| Deed Sale | Oct 4, 2023 · Amount on File |
| Prior Sale | Apr 10, 2018 · Amount on File |
| Deed Document Number | 2023462255 |
| Deed Book / Page | 1834 / 743 |
| Prior Transfer Date | Oct 20, 2022 |
| Prior Transfer Doc | 0000452436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 4, 2023 |
| Property Address | 424 SUMMIT AVE, ALBEMARLE, NC 28001-5938 |
| Document Number | 0000462255 |
| Book / Page | 1834 / 743 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 462255 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 AVONDALE AVE, ALBEMARLE, NC 28001-3560 |
| Name | Verified Name |
|---|---|
| Address | 11461 RISING STAR CT, CHARLOTTE, NC 28215-7375 |
| Document Number | 0000462256 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 462256 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 10, 2018 |
| Property Address | 424 SUMMIT AVE, ALBEMARLE, NC 28001-5938 |
| Document Number | 0000399148 |
| Book / Page | 001641 / 001127 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 399148 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $66.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 SUMMIT AVE ALBEMARLE NC 280015938, ALBEMARLE, NC 28001-5938 |
The 2026 property tax bill for 424 Summit Ave was $1,028.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028.00 | $91,870 Land $10,303 Building $81,567 | $91,870 Land $10,303 Building $81,567 |
| 2023 | $465.00 | $38,169 Land $3,434 Building $34,735 | $38,169 Land $3,434 Building $34,735 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 424 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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