Nelson County property record for 424 Summers Ln, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 2022 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,363 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70000-00-093.38 |
| Primary APN | 70000-00-093.38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 180,338 sqft (4.14 acres) |
| Garage Type | Attached |
| Garage Area | 1,752 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 90054 |
|---|---|
| Street Address | 424 SUMMERS LN |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORE DIV TR 1 PC 21-93 |
| Legal Subdivision | MOORE DIV |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 930500 |
424 Summers Ln is owned and occupied by an individual.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 SUMMERS LN, BARDSTOWN, KY 40004-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | SUMMERS LN, BARDSTOWN, KY 40004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1373/601 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | M1373/601 |
| Instrument | 2022003617 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 424 Summers Ln was $3,363.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,363.00 | $338,350 Land $50,000 Building $288,350 | $338,350 Land $50,000 Building $288,350 |
| 2023 | $3,229.00 | $303,000 | $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Summers Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Summers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Cable | 512 / 10 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| AT&T DSL · Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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