424 South Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 424 South Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$1,225 (2024)
Deeds & MortgagesDec 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-33-483-039

Property Details

APN / Parcel Number

Primary APN19-33-483-039

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address424 SOUTH DR
CityALGONQUIN
StateIL
Zip60102-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 96R003137 LT 20 BLK 16 & THAT PT S1/2 VAC ALLEY VACATED PER DOC 95R023604 LYING N OF & ADJ ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 1
Legal SubdivisionARTHUR TRAUBE & CO FOX RIVER VIEW SUB
Legal Tract1
Legal Block16
Legal Lot Number20
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3028
Census Tract871310

Owner

424 South Dr is owned and occupied by two individuals.

Source: McHenry County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address424 SOUTH DR, ALGONQUIN, IL 60102-2537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2020Deed of Trust, Mortgage
LOAN CABIN INC
Apr 3, 2018Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address424 SOUTH DR, ALGONQUIN, IL 60102-2537
Document Number0000002555
Instrument DateDec 12, 2020
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyINGEO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressS CT ALGONQUIN IL 60102, ALGONQUIN, IL 60102

Mortgage

Document Number0000002555
DateJan 14, 2021
Instrument2555
Lender
NameLOAN CABIN INC
AddressLOMBARD, IL 60148
Agreement
AmountAmount on Record
Term180 Months
DueJan 13, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address424 SOUTH DR, ALGONQUIN, IL 60102-2537
Document Number0000011254
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SOUTH DR ALGONQUIN IL 601022537, ALGONQUIN, IL 60102-2537

Mortgage

Document Number0000011254
DateApr 10, 2018
Instrument11254
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueApr 9, 2038

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,225.00$16,699 Land $2,633 Building $14,066$50,097 Land $7,899 Building $42,198
2022$841.00$10,322 Land $7,194 Building $3,128$30,966 Land $21,582 Building $9,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 South Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 South Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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