St. Johns County property record for 424 Sophia Ter, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,798 sqft · built 2018 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Jan 2017) |
| Tax Bill | $12,334 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072079-0110 |
| Primary APN | 072079-0110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,798 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 2,418 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 1,048 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 662 sqft |
| Deck Area | 204 sqft |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 424 SOPHIA TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/25-29 MARSHALL CREEK DRI UNIT SV-2 LOT 11 OR4312/610 & 5211/1979 &5677/1404 & 6079/1888 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT SV-2 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 20606 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 9, 2022 | Intrafamily Transfer, Transfer BOSTON NATIONAL TTL AGCY LLC |
| May 11, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jan 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Deed Document Number | 2017853 |
| Deed Book / Page | 4312 / 610 |
| Last Transfer Date | Mar 1, 2021 |
| Transfer Doc | 0052111979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Number | 0052111979 |
| Book / Page | 5211 / 1979 |
| Map Reference | MB 44 PG 25-29 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021030415 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Number | 52121 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 5212/1 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 9, 2022 |
| Property Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Number | 0056771404 |
| Book / Page | 5677 / 1404 |
| Map Reference | MB 44 PG 25-29 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2022111375 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Name | Verified Name |
|---|---|
| Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Number | 0045481553 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 701 MARKET ST #1115013 ST AUGUSTINE FL 320958800, 111501, ST AUGUSTINE, FL 32095-8800 |
| Document Number | 0045481553 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 004548/001553 |
| Instrument | 34214 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 4, 2017 |
| Property Address | 424 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6859 |
| Document Number | 0043120610 |
| Book / Page | 004312 / 000610 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 853 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,008.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 548 NW MIRADOR PL CORVALLIS OR 973304697, CORVALLIS, OR 97330-4697 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $671,750 (+2.7%) | $969,379 (-7.68%) Land $210,000 Building $759,379 | |
| 2025 | $12,334.00 (+8.72%) Homeowner's exemption | $654,090 (+5.99%) | $1,050,074 (+3.04%) Land $225,000 Building $825,074 |
| 2024 | $11,345.00 (+2.46%) | ||
| 2023 | $11,073.00 (+1.73%) Homeowner's exemption | $617,142 (+3%) | $1,019,099 (+11.79%) Land $225,000 Building $794,099 |
| 2022 | $10,885.00 Homeowner's exemption | $599,167 | $911,586 Land $196,000 Building $715,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures