424 Settle Bridge Rd, Reidsville, NC 27320 Property Records

Rockingham County property record for 424 Settle Bridge Rd, Reidsville, NC 27320

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,956 sqft · built 1993
Lot Size3.09 acres (134,600 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jun 2017)
Tax Bill$3,722 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN7966-00-35-7573-00

Property Details

APN / Parcel Number

Primary APN7966-00-35-7573-00
Alternative APN
  • 132255

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,956 sqft Finished Area
1st Floor Area2,760 sqft
Basement Area1,768 sqft
Unfinished Basement1,768 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area134,600 sqft (3.09 acres)
PorchPorch
Porch Area454 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number132255
Street Address424 SETTLE BRIDGE RD
CityREIDSVILLE
StateNC
Zip27320-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES AG COU
Legal Description3.09 AC PT EMMA S MCCOLLU M SURVEY MCCOLLUM EMMA S SURVEY
JurisdictionROCKINGHAM NC
Township / Civil DivisionWENTWORTH
Census Block Group3
Census Block3035
Census Tract41100

Owner

Source: Rockingham County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 3, 2020Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Sep 4, 2019Deed of Trust, Mortgage
TRULIANT FCU
Jun 8, 2017Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS UNION BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 8, 2017 · Amount on Record
Deed SaleJun 8, 2017 · Amount on Record
Deed Document Number2017563980
Deed Book / Page1525 / 2204
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Recording DateJul 8, 2026
Property Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
Document Number0000679901
Book / Page1717 / 346
Instrument DateJul 1, 2026
Instrument2026679901
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003

Mortgage

Document Number0000679901,
DateJul 8, 2026
Book Page1717/346
Instrument2026679901
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.48%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Property Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003

Mortgage

Document Number0000631108
DateAug 29, 2022
Book Page1633/839
Instrument631108
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5.62%
IndexOther
Max Rate8.62%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Property Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000596109
DateMar 3, 2020
Book Page1574/639
Instrument596109
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Property Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000590050
DateSep 4, 2019
Book Page1564/2104
Instrument590050
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term234 Months
DueMar 26, 2039
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKINGHAM NC
Recording DateJun 8, 2017
Property Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003
Document Number0000563980
Book / Page1525 / 2204
Instrument DateMay 19, 2017
Instrument563980
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 ENVIRON WAY, 3609, CHAPEL HILL, NC 27517-4451

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SETTLE BRIDGE RD, REIDSVILLE, NC 27320-1003

Mortgage

Document Number0000563981
DateJun 8, 2017
Instrument563981
Lender
NameHIGHLANDS UNION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRockingham County
Unified School DistrictRockingham County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,722.00 (+39.04%)$576,989 (+69.14%) Land $58,122 Building $518,867$576,989 (+69.14%) Land $58,122 Building $518,867
2023$2,677.00$341,136 Land $26,697 Building $314,439$341,136 Land $26,697 Building $314,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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