Middlesex County and Middlesex Borough property record for 424 Seneca Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,316 sqft · built 1963 |
| Lot Size | 0.179 acres (7,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2017) |
| Tax Bill | $11,111 (2025) |
| Deeds & Mortgages | Oct 2020 Loan Modification May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00335-0000-00031-01 |
| Primary APN | 10-00335-0000-00031-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 7,815 sqft (0.179 acres) |
| Lot Dimensions | 125 ft deep x 5 ft wide |
| Street Address | 424 SENECA AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 62.5X125 32-33 |
| Legal Subdivision | LINCOLN NJ |
| Legal Block | 335 |
| Legal Lot Number | 31.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 SENECA AVE, MIDDLESEX, NJ 08846-2351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| May 19, 2017 | Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 2017241 |
| Deed Book / Page | 6982 / 809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 424 SENECA AVE, MIDDLESEX, NJ 08846-2351 |
| Document Number | 0000132721 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 424 SENECA AVE MIDDLESEX NJ 088462351, MIDDLESEX, NJ 08846-2351 |
| Document Number | 0000132721 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 018194/001361 |
| Instrument | 132721 |
| Name | PENNYMAC |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Rate | 3.12% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 19, 2017 |
| Property Address | 424 SENECA AVE, MIDDLESEX, NJ 08846-2351 |
| Document Number | 0000008719 |
| Book / Page | 006982 / 000809 |
| Instrument Date | May 5, 2017 |
| Instrument | 8719 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | UNITAS TITLE AGENCY LLC, UNITAS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 424 SENECA AVE MIDDLESEX NJ 088462351, MIDDLESEX, NJ 08846-2351 |
| Document Number | 11831 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 016772/000403 |
| Instrument | 11831 |
| Name | FIRST ALLIANCE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,200 (+8.22%) Land $140,200 Building $427,000 | $567,200 (+8.22%) Land $140,200 Building $427,000 | |
| 2025 | $11,111.00 (+13.95%) | $524,100 (+24.37%) Land $140,200 Building $383,900 | $524,100 (+24.37%) Land $140,200 Building $383,900 |
| 2024 | $9,751.00 (+8.94%) | ||
| 2023 | $421,400 Land $140,200 Building $281,200 | $421,400 Land $140,200 Building $281,200 | |
| 2022 | $8,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2021) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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