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424 Scotsmans Pl, Debary, FL 32713 Property Records

Volusia County property record for 424 Scotsmans Pl, Debary, FL 32713

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,217 sqft · built 2024
Lot Size0.069 acres (3,040 sqft)
OwnerIndividual Name on File
Last Sale$439,990 (May 2024)
Tax Bill$575 (2024)
Deeds & MortgagesSep 2024 Mortgage
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9004-26-00-0700

Property Details

APN / Parcel Number

Primary APN9004-26-00-0700
Alternative APN
  • 8017107

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,217 sqft Living Area
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area3,040 sqft (0.069 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address424 SCOTSMANS PL
CityDEBARY
StateFL
Zip32713-9852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-19-30 LOT 70 SPRING WALK AT THE JUNCTION PHASE I MB 63 PGS 85-90 PER OR 8561 PG 2981
Legal Phase1
Legal Lot Number70
JurisdictionVOLUSIA FL
Township / Civil DivisionDEBARY-ORANGE CITY
Census Block Group1
Census Block1028
Census Tract90906

Owner

424 Scotsmans Pl is owned and occupied by an individual who bought it in May 2024.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address424 SCOTSMANS PL, DEBARY, FL 32713-9852
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2024Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
May 28, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NFM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Deed Document Number2024102323
Deed Book / Page8561 / 2981
Record UpdatedJun 8, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address424 SCOTSMANS PL, DEBARY, FL 32713-9852
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SCOTSMANS PL, DEBARY, FL 32713-9852

Mortgage

Document Number0086030817
DateSep 4, 2024
Book Page8603/817
Instrument2024170966
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2039

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 28, 2024
Property Address424 SCOTSMANS PL, DEBARY, FL 32713-9852
Document Number0085612981
Book / Page8561 / 2981
Map ReferenceMB 63 PG 85-90
Instrument DateMay 22, 2024
Instrument2024102323
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2420 LAKEMONT AVE STE 450, 450, ORLANDO, FL 32814-6165

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SCOTSMANS PL, DEBARY, FL 32713-9852

Mortgage

Document Number2024102324
DateMay 28, 2024
Instrument2024102324
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeBary City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$373,857 Land $53,000 Building $320,857$373,857 Land $53,000 Building $320,857
2024$575.00 (+39.56%)
2023$412.00 (+46.1%)$21,885 (+67.11%) Land $21,885$21,885 (+67.11%) Land $21,885
2022$282.00$13,096 Land $13,096$13,096 Land $13,096

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Scotsmans Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims3 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Scotsmans Pl is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/SOUTHWEST WATER SYSTEM
serves 19,672 people · EPA ID FL3641336
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Spectrum, T-Mobile.

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