424 Sawgrass Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 424 Sawgrass Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 2022
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$356,100 (Jun 2023)
Tax Bill$4,497 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (moderate risk)
APNT230500075

Property Details

APN / Parcel Number

Primary APNT230500075
Alternative APN
  • 5-116B-D230-00-0213.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Basement Area1,276 sqft
Finished Basement458 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite
Lot Area6,229 sqft (0.142 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT230500075
Street Address424 SAWGRASS CT
CitySAINT CHARLES
StateMO
Zip63301-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE LANDING #9 LOT 213
Legal SubdivisionCHARLESTOWNE LANDING #9
Legal Lot Number213
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3000
Census Tract310201

Owner

424 Sawgrass Ct is owned and occupied by an individual who bought it in June 2023.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address424 SAWGRASS CT, SAINT CHARLES, MO 63301-3814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 5, 2023 · Amount on File
Deed SaleJun 5, 2023 · Amount on File
Prior SaleJun 5, 2023
Deed Document Number0202321243
Deed Book / Page2023 / 21243
Record UpdatedJun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJun 5, 2023
Property Address424 SAWGRASS CT, SAINT CHARLES, MO 63301-3814
Document Number0000021245
Map ReferenceDOC 2022R-024981
Instrument DateMay 31, 2023
Instrument2023R-021245
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address424 SAWGRASS CT, SAINT CHARLES, MO 63301-3814

Mortgage

Document Number0000021244
DateJun 5, 2023
Instrument2023R-021244
Lender
NameFRAMEWORK MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 424 Sawgrass Ct was $4,497.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,497.00$68,913$362,700 Land $66,600 Building $296,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Sawgrass Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Sawgrass Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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