424 Santa Fe St, Borger, TX 79007 Property Records

Hutchinson County property record for 424 Santa Fe St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,139 sqft · built 1955
Lot Size	0.146 acres (6,347 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,946 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Feb 2020 Mortgage
APN	`02440-00013-00600-000000`

Property Details

APN / Parcel Number

Primary APN	`02440-00013-00600-000000`
Alternative APN	`13825`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,139 sqft Living Area
Gross Area	1,831 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,347 sqft (0.146 acres)
Lot Dimensions	135 ft deep x 47 ft wide
Garage Area	312 sqft
Porch	Porch
Porch Area	284 sqft

Location & Zoning

Account Number	02440-00013-00600-000000
Street Address	424 SANTA FE ST
City	BORGER
State	TX
Zip	79007-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 BLK 13 UNIVERSITY HTS
Legal Subdivision	UNIOVERSITY HEIGHTS ADDITION
Legal Block	13
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	5
Census Block	5012
Census Tract	950900

Owner

424 Santa Fe St is owned and occupied by two individuals who acquired it in July 2025.

Source: Hutchinson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 378, STINNETT, TX 79083-0378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit PANTEX FEDERAL CREDIT UNION
Feb 20, 2020	Vendor's Lien, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025
Deed Sale	Jul 24, 2025
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	2025392555
Deed Book / Page	2473 / 326
Prior Transfer Date	Feb 10, 2009
Prior Transfer Doc	1530/086
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	424 SANTA FE ST, BORGER, TX 79007-6451
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2000/058
Date	Aug 3, 2017
Book Page	2000/058
Instrument	00365347

Lender

Name	PANTEX FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	BORGER, TX 79008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Feb 20, 2020
Property Address	424 SANTA FE ST, BORGER, TX 79007-6451
Document Number	002135/185
Book / Page	2135 / 185
Map Reference	VOL 2 PG 13 SL 127&1
Instrument Date	Feb 19, 2020
Instrument	373448
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SANTA FE ST, BORGER, TX 79007-6451

Mortgage

Document Number	0000373449
Date	Feb 20, 2020
Instrument	373449

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 424 Santa Fe St was $3,946 with a homeowner's exemption, up 280.2% from the year before.

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,946.00 (+280.15%) Homeowner's exemption	$160,890 (-) Land $4,230 Building $156,660	$160,890 (-) Land $4,230 Building $156,660
2025	$1,038.00 Homeowner's exemption	$160,890 Land $4,230 Building $156,660	$160,890 Land $4,230 Building $156,660
2023		$103,770 Land $4,230 Building $99,540	$103,770 Land $4,230 Building $99,540
2022	$1,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 424 Santa Fe St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Santa Fe St is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 91% of Texas
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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