424 S Main St, Niles, OH 44446 Property Records

Trumbull County property record for 424 S Main St, Niles, OH 44446

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,320 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$52,900 (Aug 2025)
Tax Bill	$728 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-412500`

Property Details

APN / Parcel Number

Primary APN	`25-412500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	1,320 sqft
Upper Floors Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	140 ft deep x 38 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	424 S MAIN ST
City	NILES
State	OH
Zip	44446-1454
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	201 37.50F S MAIN ST N HALF NILES CITY
Legal Subdivision	J
Legal Lot Number	201
Jurisdiction	TRUMBULL OH
Township / Civil Division	WEATHERSFIELD
Census Block Group	2
Census Block	2024
Census Tract	932802

Owner

424 S Main St, a commercial property, is owned by two individuals who bought it in August 2025.

Source: Trumbull County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 S MAIN ST, NILES, OH 44446-1454
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 26, 2025	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Apr 27, 2005 · Amount on File
Deed Document Number	202515133
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Recording Date	Apr 27, 2026
Property Address	424 S MAIN ST, NILES, OH 44446-1454
Document Number	0000007024
Instrument Date	Apr 22, 2026
Instrument	20267024
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S MAIN ST, NILES, OH 44446-1454

Mortgage

Document Number	0000007024,
Date	Apr 27, 2026
Instrument	20267024

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Aug 26, 2025
Property Address	424 S MAIN ST, NILES, OH 44446-1454
Document Number	0000015133
Map Reference	VOL 5 PG 40
Instrument Date	Aug 12, 2025
Instrument	202508260015133
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ALMER LAND TITLE AGENCY INC, AMERICAN LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S MAIN ST, NILES, OH 44446-1454

Mortgage

Document Number	0000015134
Date	Aug 26, 2025
Instrument	202508260015134

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	20225 WATER TOWER BLVD STE 400, BROOKFIELD, WI 53045

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 424 S Main St was $728.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Weathersfield Township
Municipality	Niles City
Unified School District	Niles City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00	$16,840 (-) Land $3,220 Building $13,620
2024	$728.00 (-1.62%)	$16,840 (-) Land $3,220 Building $13,620
2023	$740.00 (+24.79%)	$16,840 (+42.35%) Land $3,220 Building $13,620	$48,100 Land $9,200 Building $38,900
2022	$593.00	$11,830 Land $3,220 Building $8,610
2020			$33,800 Land $9,200 Building $24,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES CITY PWS serves 21,961 people · EPA ID OH7802403
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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