424 S Main St, Davison, MI 48423 Property Records

Genesee County property record for 424 S Main St, Davison, MI 48423

Property Summary

Property Type	Commercial
Details	2,695 sqft · built 1941
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Dec 2024)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	May 2024 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-10-554-005`

Property Details

APN / Parcel Number

Primary APN	`52-10-554-005`

Interior

Stories	2 Stories
Building Area	2,695 sqft Total Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 S MAIN ST
City	DAVISON
State	MI
Zip	48423-1608
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-1
Legal Description	LOTS 9 10 AND 11 BLK 1 GROVES ADDITION TO THE VILLAGE OF DAVISON
Legal Subdivision	GROVES ADDITION
Legal Block	1
Legal Lot Number	9-10
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2009
Census Tract	11711

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10318 FARRAND RD, OTISVILLE, MI 48463-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Oct 1, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	202460871
Prior Transfer Date	Apr 27, 2024
Prior Transfer Doc	0000030422
Record Updated	Sep 20, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 8, 2024
Property Address	424 S MAIN ST, DAVISON, MI 48423-1608
Document Number	0000030422
Map Reference	MB 4 PG 47
Instrument Date	Apr 27, 2024
Instrument	202405080030422
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5495 WILSON RD, COLUMBIAVILLE, MI 48421-8937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5495 WILSON RD, COLUMBIAVILLE, MI 48421-8937

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	424 S MAIN ST, DAVISON, MI 48423-1608
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S MAIN ST, DAVISON, MI 48423-1608

Mortgage

Document Number	0000020283
Date	Apr 1, 2022
Instrument	202204010020283

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 28, 2032

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 1, 2019
Property Address	424 S MAIN ST, DAVISON, MI 48423-1608
Document Number	0000063359
Instrument Date	Sep 24, 2019
Instrument	63359
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 PARK DR FLINT MI 485074537, FLINT, MI 48507-4537

Mortgage

Document Number	63360
Date	Oct 1, 2019
Instrument	63360

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,105.00 (-25.02%) Homeowner's exemption	$136,300 (+19.14%)	$272,600 (+19.14%)
2024	$5,475.00 (+190.61%)
2023		$114,400	$228,800
2021	$1,884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–1985)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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