424 S Harrison St, Stuart, IA 50250 Property Records

Adair County property record for 424 S Harrison St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 552 sqft · built 1925
Lot Size	0.204 acres (8,890 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Aug 2022)
Tax Bill	$688 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-276-009`

Property Details

APN / Parcel Number

Primary APN	`04-05-276-009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
1st Floor Area	552 sqft
Basement Area	138 sqft
Unfinished Basement	138 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,890 sqft (0.204 acres)
Lot Dimensions	63.5 ft deep x 63.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	424 S HARRISON ST
City	STUART
State	IA
Zip	50250-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 37 O T
Legal Subdivision	TOWN OF STUART
Legal Block	37
Legal Lot Number	5
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1041
Census Tract	960100

Owner

424 S Harrison St is owned and occupied by two individuals who bought it in August 2022.

Source: Adair County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 S HARRISON ST, STUART, IA 50250-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Deed Document Number	20221129
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Aug 1, 2022
Property Address	424 S HARRISON ST, STUART, IA 50250-2030
Document Number	0020221129
Instrument Date	Jul 14, 2022
Instrument	2022-1129
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 S HARRISON ST, STUART, IA 50250-2030

Mortgage

Document Number	0020221130
Date	Aug 1, 2022
Instrument	2022-1130

Lender

Name	EARLHAM SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 15, 2062

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 S Harrison St was $688, up 2.1% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+2.08%)	$44,810 Land $19,430 Building $25,380	$44,810 Land $19,430 Building $25,380
2024	$674.00
2023		$40,160 (+2.95%) Land $17,810 Building $22,350	$40,160 Land $17,810 Building $22,350
2022	$586.00 Homeowner's exemption	$39,010 Land $11,340 Building $27,670
2021			$39,010 Land $11,340 Building $27,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 S Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 S Harrison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink, Verizon.

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