424 S Gibson St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 424 S Gibson St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,179 sqft · built 1997
Lot Size	0.177 acres (7,732 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Jul 2016)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-12-106`

Property Details

APN / Parcel Number

Primary APN	`309-12-106`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,179 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,732 sqft (0.177 acres)
Parking Spaces	3 Parking Spaces
Pool Area	410 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	424 S GIBSON ST
City	GILBERT
State	AZ
Zip	85296-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	COUNTRY LANE MCR 403-35
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	COUNTRY LANE
Legal Lot Number	90
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	422404

Owner

424 S Gibson St is owner-occupied and held in a trust since November 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	424 S GIBSON ST, GILBERT, AZ 85296-2243
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2016 · Amount on File
Deed Sale	Jul 27, 2016 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	0000529404
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000608748
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	424 S GIBSON ST, GILBERT, AZ 85296-2243
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S GIBSON ST, GILBERT, AZ 85296-2243

Mortgage

Document Number	0000761619
Date	Jul 13, 2021
Instrument	20210761619

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Jan 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	424 S GIBSON ST, GILBERT, AZ 85296-2243
Document Number	0000930484
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S GIBSON ST GILBERT AZ 852962243, GILBERT, AZ 85296-2243

Mortgage

Document Number	0000930484
Date	Nov 19, 2019
Instrument	930484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 424 S Gibson St was $2,126.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,620	$516,200 Land $103,200 Building $413,000
2025	$2,126.00
2024		$52,120	$521,200 Land $104,200 Building $417,000
2023	$2,057.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 S Gibson St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 S Gibson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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