424 S Front St, Cobden, IL 62920 Property Records

Union County property record for 424 S Front St, Cobden, IL 62920

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Aug 2025)
Tax Bill$1,787 (2025)
Deeds & MortgagesJan 2014 Mortgage
Flood ZoneZone X (minimal risk)
APN04-30-02-779

Property Details

APN / Parcel Number

Primary APN04-30-02-779
Alternative APN
  • 04-30-480-009

Exterior

Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Street Address424 S FRONT ST
CityCOBDEN
StateIL
Zip62920-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS30 T11 R1W N PT OUT LOT 20 PT SE SE.
Legal Range01W
Legal Township11
Legal Section30
Legal SubdivisionSEC:30 TWP:11S RNG:1W
Legal Lot Number20
JurisdictionUNION IL
Township / Civil DivisionCOBDEN DISTRICT 1
Census Block Group4
Census Block4021
Census Tract950100

Owner

424 S Front St is owned and occupied by an individual who bought it in August 2025.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address424 S FRONT ST, COBDEN, IL 62920-2415
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2025 · Amount on File
Deed SaleAug 20, 2025 · Amount on File
Prior SaleJan 28, 2014
Deed Document Number20251289
Record UpdatedOct 29, 2026

January 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IL
Property Address424 S FRONT ST, COBDEN, IL 62920-2415
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 S FRONT ST, COBDEN, IL 62920-2415

Mortgage

Document Number02014R0147
DateJan 28, 2014
Instrument2014R0147
Lender
NameUSDA
TypeGovernment Agency
Address502 COMFORT DR, MARION, IL 62959
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueJan 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 424 S Front St was $1,787 with a homeowner's exemption.

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCobden Village
CountyUnion County
Unified School DistrictCobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00$37,470 Land $4,500 Building $32,970$112,410 Land $13,500 Building $98,910
2022$1,563.00 Homeowner's exemption$30,147 Land $3,623 Building $26,524$90,441 Land $10,869 Building $79,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 S Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBDEN
serves 1,267 people · EPA ID IL1810150
Water SourceGroundwater
Last State InspectionDec 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave.

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