424 S Boyd St, Winter Garden, FL 34787 Property Records

Orange County property record for 424 S Boyd St, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1923
Lot Size	0.3 acres (13,063 sqft)
Owner	Company Name on File
Last Sale	$500,500 (Oct 2023)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-8102-00-220`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-8102-00-220`
Alternative APNs	`272223810200220` `120148` `120930` `122306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	2,019 sqft
1st Floor Area	1,262 sqft
Flooring	Parquet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,063 sqft (0.3 acres)
Lot Width	83 ft Width
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	343 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	424 S BOYD ST
City	WINTER GARDEN
State	FL
Zip	34787-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G T SMITH SUB NO 3 L/29 LOT 22 & LAND LYING S OF LOT 22 & N OF STREET
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	SMITH G T SUB NO 3
Legal Tract	8102
Legal Lot Number	22
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1058
Census Tract	17302

Owner

Source: Orange County records · APN 23-22-27-8102-00-220

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9332 SE 151ST LANE RD, SUMMERFIELD, FL 34491-4474
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	2023614800
Prior Transfer Date	Jul 02, 2004
Prior Transfer Doc	0000449459
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	424 S BOYD ST, WINTER GARDEN, FL 34787-3507
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S BOYD ST, WINTER GARDEN, FL 34787-3507

Mortgage

Document Number	20210524919
Date	Aug 26, 2021
Instrument	20210524919

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,735 (-0.48%) Land $326,575 Building $150,160	$476,735 (-0.48%) Land $326,575 Building $150,160
2025	$7,805.00 (+3.68%)	$479,035 (+243.76%) Land $326,575 Building $152,460	$479,035 (-9.61%) Land $326,575 Building $152,460
2024	$7,528.00 (+375.85%)
2023	$1,582.00 (+3.87%) Homeowner's exemption	$139,350 (+3%)	$529,960 (+84.23%) Land $391,890 Building $138,070
2022	$1,523.00 Homeowner's exemption	$135,291	$287,663 Land $169,819 Building $117,844

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950173021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 9 of 11 on primary residences
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.