Madison County property record for 424 Richmond Rd N, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,261 sqft |
| Lot Size | 0.338 acres (14,728 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,800 (Mar 2006) |
| Tax Bill | $1,083 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0011-0021 |
| Primary APN | B008-0011-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 14,728 sqft (0.338 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Gas |
|---|
| Account Number | 51621 |
|---|---|
| Street Address | 424 RICHMOND RD N |
| City | BEREA |
| State | KY |
| Zip | 40403-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWLARK LOT 8 BLK E |
| Legal Subdivision | MEADOWLARK |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11202 |
424 Richmond Rd N is owned and occupied by two individuals who bought it in March 2006.
Source: Madison County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 RICHMOND RD N, BEREA, KY 40403-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2006 · Amount on File |
| Deed Sale | Mar 13, 2006 · Amount on File |
| Deed Document Number | 2006364056 |
| Deed Book / Page | 0603 / 773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 424 RICHMOND RD N, BEREA, KY 40403-1053 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 424 RICHMOND RD N, BEREA, KY 40403-1053 |
| Document Number | 0M2276/160 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | M2276/160 |
| Instrument | 2014184337 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 424 Richmond Rd N was $1,083 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,083.00 Homeowner's exemption | $140,000 | $140,000 |
| 2023 | $871.00 Homeowner's exemption | $113,000 | $113,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Richmond Rd N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Richmond Rd N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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