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424 Recluse Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 424 Recluse Ln, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1976
Square Footage2,118 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2013)
Tax Bill$9,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-260-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,118 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area7,700 sqft (0.177 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address424 RECLUSE LN
CityENCINITAS
StateCA
Zip92024-2429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 153 TR 007855
Legal SubdivisionVILLAGE PARK NORTH COUNTRY
Legal Tract007855
Legal Block1
Legal Lot Number153
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1005
Census Tract17108

Owner

Source: San Diego County records · APN 257-260-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address424 RECLUSE LN, ENCINITAS, CA 92024-2429
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 25, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO CNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2013 · Amount on Record
Deed SaleJun 12, 2013 · Amount on Record
Prior SaleJun 23, 1993 · Amount on Record
Deed Doc Number2013369698
Last Transfer DateDec 11, 2015
Transfer Doc0000645985
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address424 RECLUSE LN, ENCINITAS, CA 92024-2429
Transaction TypeMortgage
Record UpdatedAug 06, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 RECLUSE LN, ENCINITAS, CA 92024-2429

Mortgage

Document Number0000538514
DateJul 28, 2021
Instrument2021-0538514
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 31, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address424 RECLUSE LN, ENCINITAS, CA 92024-2429
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 RECLUSE LN, ENCINITAS, CA 92024-2429

Mortgage

Document Number0000651352
DateOct 23, 2020
Instrument2020-0651352
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2045

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address424 RECLUSE LN, ENCINITAS, CA 92024-2429
Document Number0000098470
Instrument DateFeb 25, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address424 RECLUSE LN ENCINITAS CA 920242429, ENCINITAS, CA 92024-2429

Mortgage

Document Number0000098470
DateMar 02, 2017
Instrument98470
Lender
NameSAN DIEGO CNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196-1209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 01, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$852,858 (+2%) Land $602,900 Building $249,958
2025$9,621.00 (+7.15%) Homeowner's exemption$836,136 (+4.04%) Land $591,079 Building $245,057
2023$8,979.00 (+2.42%) Homeowner's exemption$803,670 Land $568,128 Building $235,542
2022$8,767.00

Flood & Wildfire

424 Recluse Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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