424 Ramsey Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 424 Ramsey Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,442 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2020)
Tax Bill	$4,097 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-075-077-000`

Property Details

APN / Parcel Number

Primary APN	`052-075-077-000`
Alternative APNs	`0527577000` `0527577`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	424 RAMSEY DR
City	MODESTO
State	CA
Zip	95356-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINEHURST I
Legal Block	3
Legal Lot Number	40
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3019
Census Tract	404

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 RAMSEY DR, MODESTO, CA 95356-1777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 25, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Dec 14, 2016 · Amount on Record
Deed Document Number	202021285
Prior Transfer Date	Feb 12, 2001
Prior Transfer Doc	0000030812
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	424 RAMSEY DR, MODESTO, CA 95356-1777
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 RAMSEY DR, MODESTO, CA 95356-1777

Mortgage

Document Number	0000069866
Date	Jul 22, 2021
Instrument	2021-0069866

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 8, 2021
Property Address	424 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000002823
Instrument Date	Jan 5, 2021
Instrument	2823
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 RAMSEY DR MODESTO CA 953561777, MODESTO, CA 95356-1777

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 25, 2020
Property Address	424 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000021285
Map Reference	MB 32 PG 75
Instrument Date	Mar 13, 2020
Instrument	2020-0021285
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 RAMSEY DR, MODESTO, CA 95356-1777

Mortgage

Document Number	0000021286
Date	Mar 25, 2020
Instrument	2020-0021286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	424 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000076011
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 RAMSEY DR MODESTO CA 953561777, MODESTO, CA 95356-1777

Mortgage

Document Number	0000076011
Date	Oct 16, 2017
Instrument	76011

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,097.00 (+1.64%) Homeowner's exemption	$379,271 (+2%) Land $139,437 Building $239,834
2025	$4,031.00 (+3.89%) Homeowner's exemption	$371,835 (+4.04%) Land $136,703 Building $235,132
2023	$3,880.00 (+4.27%) Homeowner's exemption	$357,398 Land $131,396 Building $226,002
2022	$3,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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