San Diego County property record for 424 Ramona Ave, Spring Valley, CA 91977
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.97 acres (4,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Apr 2004) |
| Tax Bill | $456 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-490-37-00 |
| Primary APN | 584-490-37-00 |
|---|
| Lot Area | 4,243 sqft (0.97 acres) |
|---|
| Street Address | 424 RAMONA AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6032 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS |
| Legal Description | BLK 46 LOT 34 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 46 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13903 |
424 Ramona Ave, residential vacant land, is owned and occupied by two individuals who acquired it in November 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Dec 9, 2019 | Intrafamily Transfer, Transfer CALIFORNIA MEMBERS TITLE CO |
| Dec 9, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2004 · Amount on File |
| Deed Sale | Apr 5, 2004 · Amount on File |
| Deed Document Number | 2004284617 |
| Last Transfer Date | Nov 22, 2019 |
| Transfer Doc | 0000572733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000155460 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020-0155460 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 9, 2019 |
| Property Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Document Number | 0000572733 |
| Map Reference | MAP 441 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019-0572733 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 9, 2019 |
| Property Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Document Number | 0000572734 |
| Map Reference | MAP 441 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019-0572734 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 RAMONA AVE, SPRING VALLEY, CA 91977-6032 |
| Document Number | 0000572735 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019-0572735 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.62% |
| Index | 5-Year CMT |
| Max Rate | 8.62% |
| Document Number | 0000572736 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019-0572736 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 31, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 424 Ramona Ave was $456.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $36,244 (+2%) Land $36,244 | |
| 2025 | $456.00 | $35,534 Land $35,534 |
| 2023 | $433.00 (+1.17%) | $34,155 Land $34,155 |
| 2022 | $428.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Ramona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Ramona Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures