424 Prospect St, Thomaston, CT 06787 Property Records

Thomaston Town property record for 424 Prospect St, Thomaston, CT 06787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1985
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Sep 2022)
Tax Bill	$5,906 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Line of Credit
APN	`Y0289500`

Property Details

APN / Parcel Number

Primary APN	`Y0289500`
Alternative APN	`THOM M:49 B:03 L:02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Detached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	Y0289500
Street Address	424 PROSPECT ST
City	THOMASTON
State	CT
Zip	06787-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA80
Legal Block	3
Legal Lot Number	2
Jurisdiction	THOMASTON CT
Township / Civil Division	THOMASTON
Census Block Group	3
Census Block	3014
Census Tract	349200

Owner

Source: Thomaston Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 PROSPECT ST, THOMASTON, CT 06787-1660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THOMASTON SAVINGS BANK
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20221450
Deed Book / Page	345 / 303
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMASTON CT
Recording Date	Sep 8, 2022
Property Address	424 PROSPECT ST, THOMASTON, CT 06787-1660
Document Number	000345-303
Book / Page	345 / 303
Instrument Date	Sep 6, 2022
Instrument	20220-00001450
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000345305
Date	Sep 8, 2022
Instrument	345/305

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMASTON CT
Property Address	424 PROSPECT ST, THOMASTON, CT 06787-1660
Document Number	323-545
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 PROSPECT ST THOMASTON CT 067871660, THOMASTON, CT 06787-1660

Mortgage

Document Number	323-545
Date	Nov 8, 2018
Book Page	000323/000545

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Thomaston Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Thomaston Town
Unified School District	Thomaston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,906.00	$164,920 (-) Land $54,600 Building $110,320	$115,444 Land $38,220 Building $77,224
2024	$5,906.00 (+6.49%)
2023	$5,546.00 (+12%)	$164,920 (+6.95%) Land $54,600 Building $110,320
2022	$4,952.00	$154,210 Land $54,600 Building $99,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Optimum Communications, T-Mobile USA.

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