424 Presidio Pl, Tracy, CA 95377 Property Records

San Joaquin County property record for 424 Presidio Pl, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,888 sqft · built 2003
Lot Size0.135 acres (5,887 sqft)
Owner2 Individual Names on Record
Last Sale$999,000 (Jun 2022)
Tax Bill$13,053 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jan 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN240-430-710-000

Property Details

APN / Parcel Number

Primary APN240-430-710-000
Alternative APN
  • 240-430-71

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,888 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,887 sqft (0.135 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-430-71
Street Address424 PRESIDIO PL
CityTRACY
StateCA
Zip95377-8509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03-FM PT 240-430-13/PRESIDIO PUD,UNIT NO. 2B
Legal SubdivisionPRESIDIO PUD
Legal Block2
Legal Lot Number435
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2006
Census Tract5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address424 PRESIDIO PL, TRACY, CA 95377-8509
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Grant Deed, Transfer · Conventional Mortgage
MUFG UNION BANK NA
Jan 6, 2022Deed of Trust, Mortgage · Line of Credit
THE POLICE CU
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleMay 1, 2009 · Amount on Record
Deed Document Number202275243
Prior Transfer DateDec 31, 2008
Prior Transfer Doc0000004715
Record UpdatedOct 29, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 16, 2022
Property Address424 PRESIDIO PL, TRACY, CA 95377-8509
Document Number0000075243
Map ReferenceMB 37 PG 20
Instrument DateMay 25, 2022
Instrument2022-075243
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address424 PRESIDIO PL, TRACY, CA 95377-8509

Mortgage

Document Number0000075244
DateJun 16, 2022
Instrument2022-075244
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJul 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.37%
IndexOther
Max Rate10.3%

Mortgage

Document Number0000075245
DateJun 16, 2022
Instrument2022-075245
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address424 PRESIDIO PL, TRACY, CA 95377-8509
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 PRESIDIO PL, TRACY, CA 95377-8509

Mortgage

Document Number0000001818
DateJan 6, 2022
Instrument2022-001818
Lender
NameTHE POLICE CU
TypeCredit Union
AddressSAN BRUNO, CA 94066
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 5, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address424 PRESIDIO PL, TRACY, CA 95377-8509
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 PRESIDIO PL, TRACY, CA 95377-8509

Mortgage

Document Number0000098616
DateJun 8, 2021
Instrument2021-098616
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address424 PRESIDIO PL, TRACY, CA 95377-8509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037414
DateApr 3, 2017
Instrument2017-037414
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 27, 2018
Property Address424 PRESIDIO PL, TRACY, CA 95377-8509
Document Number0000094780
Instrument DateJul 21, 2018
Instrument94780
Transaction TypeTransfer
Record UpdatedSep 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address424 PRESIDIO PL TRACY CA 953778509, TRACY, CA 95377-8509

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,053.00 (-1.17%)
2025$13,207.00 (+12.75%) Homeowner's exemption$932,000 (+8.37%) Land $275,000 Building $657,000
2023$11,714.00 (+78.65%) Homeowner's exemption$860,000 Land $255,000 Building $605,000$973,620
2022$6,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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