424 Plum St, Lockhart, TX 78644 Property Records

Caldwell County property record for 424 Plum St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,471 sqft · built 1930
Lot Size	0.281 acres (12,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,600 (Dec 2018)
Tax Bill	$7,545 (2026)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300531-001-028-40`

Property Details

APN / Parcel Number

Primary APN	`0300531-001-028-40`
Alternative APNs	`R19362` `19362`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Georgian
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Lot Area	12,250 sqft (0.281 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Porch	Slab
Porch Area	765 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19362
Street Address	424 PLUM ST
City	LOCKHART
State	TX
Zip	78644-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOWERS, E.B., LOT PT 27,28
Legal Subdivision	FLOWERS, E.B.
Legal Lot Number	27,28
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 PLUM ST, LOCKHART, TX 78644-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Dec 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20186383
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	2018006383
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	424 PLUM ST, LOCKHART, TX 78644-3039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KEY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002331
Date	May 15, 2020
Instrument	2020-002331

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Dec 4, 2018
Property Address	424 PLUM ST, LOCKHART, TX 78644-3039
Document Number	2018006383
Map Reference	VOL 9 PG 65
Instrument Date	Dec 3, 2018
Instrument	2018-006383
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FLOWERS-MCDOWELL ABSTRACT COMPANY, FLOWERS MCDOWELL ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 S MAIN ST, 504, LOCKHART, TX 78644-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 PAULS VALLEY RD, AUSTIN, TX 78737-9504

Mortgage

Document Number	2018006384
Date	Dec 4, 2018
Instrument	2018-006384

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,545.00 (+15.76%)	$365,617 (+2.63%)	$369,850 (-6.67%) Land $79,990 Building $289,860
2025		$356,261 (+1.17%) Land $79,990 Building $316,290	$396,280 (-13.39%) Land $79,990 Building $316,290
2024	$6,518.00 (+7.72%)
2023	$6,051.00 (-5.62%) Homeowner's exemption	$352,151 Land $72,640 Building $384,890	$457,530 Land $72,640 Building $384,890
2022	$6,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50

May also be available: Spry Air Fiber, T-Mobile, Verizon.

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