424 Pine Acres Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 424 Pine Acres Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,064 sqft · built 1975
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2025)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Nov 2006 Construction Loan May 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-710-017-0000`

Property Details

APN / Parcel Number

Primary APN	`007-710-017-0000`

Interior

Full Baths	2 Baths
Building Area	2,064 sqft Building Perimeter
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 PINE ACRES DR
City	ROSCOMMON
State	MI
Zip	48653-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(L-972P-727&L-424P-629&L-248P-556) 244 L-993 P-1959 424 PINE ACRESLOTS 17 & 18 PINE ACRES.
Legal Subdivision	PINE ACRES
Legal Lot Number	17-18
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	2
Census Block	2094
Census Tract	970500

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 RIVER OAKS DR, MILFORD, MI 48381-1037
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2006	Deed of Trust, Mortgage · Construction Mortgage NORTH CENTRAL AREA CU
May 30, 2007	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CU
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2016	Warranty Deed, Transfer TRANSNATION TITLE AGENCY
Apr 5, 2016	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	20258529
Deed Book / Page	1192 / 414
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	1138001450
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ROSCOMMON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01051/1347
Date	Nov 1, 2006
Book Page	1051/1347
Instrument	200600009258

Lender

Name	NORTH CENTRAL AREA CU
Address	HOUGHTON LAKE, MI 48629

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01060/0056
Date	May 30, 2007
Book Page	1060/0056
Instrument	200700004242

Lender

Name	NORTH CENTRAL AREA CU
Address	HOUGHTON LAKE, MI 48629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 22, 2025
Property Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826
Document Number	01192/0413
Book / Page	1192 / 0413
Instrument Date	Dec 11, 2025
Instrument	202500008528
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826

Mortgage

Document Number	01192/0454
Date	Dec 26, 2025
Book Page	1192/0454
Instrument	202500008569

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 15, 2016
Property Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826
Document Number	01160/0344
Book / Page	1160 / 0344
Map Reference	LB 4 PL PG 74
Instrument Date	Sep 12, 2016
Instrument	201600006786
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6051 DIVISION AVE S, GRAND RAPIDS, MI 49548-6728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9415 LINCOLN PARK BLVD, GRAYLING, MI 49738-8456

April 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 5, 2016
Property Address	424 PINE ACRES DR, ROSCOMMON, MI 48653-8826
Document Number	01158/1544
Book / Page	1158 / 1544
Map Reference	LB 4 PG 74
Instrument Date	Mar 18, 2016
Instrument	201600002583
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,700 (+50.36%)	$417,400 (+50.36%)
2025	$3,366.00
2023		$138,800	$277,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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