Hancock County property record for 424 Phyllis Ave, Chester, WV 26034
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 912 sqft · built 1954 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jul 2021) |
| Tax Bill | $961 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-CH7C-0254.0000 |
| Primary APN | 02-CH7C-0254.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06028862 |
|---|---|
| Street Address | 424 PHYLLIS AVE |
| City | CHESTER |
| State | WV |
| Zip | 26034-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 MEADOWCREST ADN |
| Legal Subdivision | 02 91 0000-00 4 0152 |
| Jurisdiction | HANCOCK WV |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21500 |
Source: Hancock County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 PHYLLIS AVE, CHESTER, WV 26034-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 12, 2022 | Transfer on Death Deed, Transfer |
| Jul 15, 2021 | Deed, Transfer · Conventional Mortgage HANCOCK COUNTY SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on File |
| Deed Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 20213095 |
| Deed Book / Page | 880 / 91 |
| Last Transfer Date | Aug 4, 2022 |
| Transfer Doc | 00889/1176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HANCOCK WV |
| Recording Date | Sep 12, 2022 |
| Property Address | 424 PHYLLIS AVE, CHESTER, WV 26034-1105 |
| Document Number | 00889/1176 |
| Book / Page | 889 / 1176 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 202200004861 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HANCOCK WV |
| Recording Date | Jul 15, 2021 |
| Property Address | 424 PHYLLIS AVE, CHESTER, WV 26034-1105 |
| Document Number | 880/91 |
| Book / Page | 880 / 91 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 202100003095 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 PHYLLIS AVE, CHESTER, WV 26034-1105 |
| Document Number | 202100003096 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202100003096 |
| Name | HANCOCK COUNTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Hancock County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hancock County |
| Municipality | Chester City |
| Unified School District | Hancock County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961.00 (+3.78%) | $60,180 (+3.19%) Land $9,900 Building $50,280 | $100,300 (+3.19%) Land $16,500 Building $83,800 |
| 2025 | $926.00 (+5.95%) | $58,320 (+1.67%) Land $9,900 Building $48,420 | $97,200 (+1.67%) Land $16,500 Building $80,700 |
| 2023 | $874.00 (+53.6%) | $57,360 (+0.95%) Land $8,940 Building $48,420 | $95,600 (+0.95%) Land $14,900 Building $80,700 |
| 2022 | $569.00 Homeowner's exemption | $56,820 Land $8,400 Building $48,420 | $94,700 Land $14,000 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (2004–2005) |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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