424 Passaic Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 424 Passaic Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,476 sqft · built 2021
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jul 2005)
Tax Bill	$17,608 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00070-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`47-00070-0000-00016`
Alternative APN	`470007000016`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,476 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	2,191 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	424 PASSAIC AVE
City	SPRING LAKE
State	NJ
Zip	07762-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SPRING LAKE BEACH
Legal Block	70
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4024
Census Tract	809100

Owner

424 Passaic Ave is owned and occupied by two individuals who bought it in July 2005.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 PASSAIC AVE, SPRING LAKE, NJ 07762-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2005 · Amount on File
Deed Sale	Jul 16, 2005 · Amount on File
Deed Book / Page	8477 / 7686
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	424 PASSAIC AVE, SPRING LAKE, NJ 07762-1323
Document Number	0000038940
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 PASSAIC AVE SPRING LAKE NJ 077621323, SPRING LAKE, NJ 07762-1323

Mortgage

Document Number	0000038940
Date	Apr 16, 2020
Book Page	009407/003865
Instrument	38940

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 424 Passaic Ave was $17,608, up 23.3% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,149,900 (+7.71%) Land $2,977,900 Building $1,172,000	$4,149,900 (+7.71%) Land $2,977,900 Building $1,172,000
2025	$17,608.00 (+23.27%)	$3,852,900 Land $2,707,900 Building $1,145,000	$3,852,900 Land $2,707,900 Building $1,145,000
2024	$14,284.00
2023		$2,772,800 Land $2,076,700 Building $696,100	$2,772,800 Land $2,076,700 Building $696,100
2022	$13,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Passaic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 424 Passaic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20