424 Old Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 424 Old Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1 ba · 779 sqft · built 1940
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2026)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-006504`

Property Details

APN / Parcel Number

Primary APN	`08-006504`
Alternative APNs	`8006504` `006504`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	779 sqft Total Area
Attic	Attic
Attic Area	190 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	006504
Street Address	424 OLD CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.21 ACRE 424 OLD CONOWINGO ROAD S/W OF OAKWOOD
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1012
Census Tract	31400

Owner

Source: Cecil County records · APN 08-006504

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 OLD CONOWINGO RD, CONOWINGO, MD 21918-1114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Sep 16, 2025	Deed, Transfer · Commercial Mortgage RIVER HOLDINGS LLC
Dec 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Sep 16, 2025 · Amount on Record
Deed Book / Page	5726 / 207
Prior Transfer Date	Dec 04, 2024
Prior Transfer Doc	0055600096
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 12, 2026
Property Address	424 OLD CONOWINGO RD, CONOWINGO, MD 21918-1114
Document Number	0057260207
Book / Page	5726 / 207
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	HOLDEN TITLE AND ESCROW LLC, WOLFE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	424 OLD CONOWINGO RD, CONOWINGO, MD 21918-1114

Mortgage

Document Number	0005726214
Date	Jan 12, 2026
Instrument	5726/214

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 16, 2025
Property Address	424 OLD CONOWINGO RD, CONOWINGO, MD 21918-1114
Document Number	0056690476
Book / Page	5669 / 476
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	RE TITLE SERVICES LLC, REXTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 PHILADELPHIA RD, ROSEDALE, MD 21237-2616

Mortgage

Document Number	0005669481
Date	Sep 16, 2025
Instrument	5669/481

Lender

Name	RIVER HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Dec 30, 2020
Property Address	424 OLD CONOWINGO RD, CONOWINGO, MD 21918-1114
Document Number	0047580137
Book / Page	004758 / 000137
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 MAIN ST WARWICK MD 21912, WARWICK, MD 21912

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (+2.92%)	$115,600 (+8.75%) Land $45,700 Building $69,900
2025	$1,223.00 (+7.56%)	$106,300 (+8.95%) Land $45,700 Building $60,600	$106,300 (-) Land $45,700 Building $60,600
2023	$1,137.00	$97,567	$106,300 Land $45,700 Building $60,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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