424 Oak St, Ardmore, OK 73401 Property Records

Carter County property record for 424 Oak St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Jul 2022)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0090-00-005-012-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0090-00-005-012-0-001-00`
Alternative APN	`8359`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8359
Street Address	424 OAK ST
City	ARDMORE
State	OK
Zip	73401-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRANTLEY, BLK 5 LOT 12 (62X124X56.11X124)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	BRANTLEY ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1015
Census Tract	892601

Owner

424 Oak St is owned and occupied by an individual who bought it in July 2022.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	424 OAK ST, OAK HILL, OH 45656-1122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Oct 13, 1993
Deed Document Number	20228409
Deed Book / Page	7259 / 107
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 25, 2022
Property Address	424 OAK ST, ARDMORE, OK 73401-1756
Document Number	007259/107
Book / Page	7259 / 107
Instrument Date	Jul 21, 2022
Instrument	I-2022-008409
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 OAK ST, ARDMORE, OK 73401-1756

Mortgage

Document Number	I2022008410
Date	Jul 25, 2022
Instrument	I-2022-008410

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 424 Oak St was $1,353 with a homeowner's exemption, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,678 (+0.81%) Land $1,200 Building $13,478	$122,319 (+0.81%) Land $10,000 Building $112,319
2025	$1,353.00 (-0.07%) Homeowner's exemption	$14,560 (-6.13%) Land $1,200 Building $13,360	$121,332 (-13.53%) Land $10,000 Building $111,332
2024	$1,354.00 (-9.01%) Homeowner's exemption	$15,511 (+2.99%) Land $1,200 Building $14,311	$140,324 (+11.81%) Land $10,000 Building $130,324
2023	$1,488.00	$15,060 Land $1,200 Building $13,860	$125,500 Land $10,000 Building $115,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 424 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20