424 N Race St, Springfield, OH 45504 Property Records

Clark County property record for 424 N Race St, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1886
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2023)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00005-413-007`

Property Details

APN / Parcel Number

Primary APN	`340-06-00005-413-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,210 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	748 sqft
Basement Area	286 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1980
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	216 sqft
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 N RACE ST
City	SPRINGFIELD
State	OH
Zip	45504-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRUBE ALL 3424 S SI 3423 3423 & 3424
Legal Subdivision	GRUBE
Legal Block	413
Legal Lot Number	7
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3014
Census Tract	3400

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 N RACE ST, SPRINGFIELD, OH 45504-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 13, 2021	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 18, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	202310603
Deed Book / Page	2228 / 2069
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000012082
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Sep 19, 2023
Property Address	424 N RACE ST, SPRINGFIELD, OH 45504-2452
Document Number	0000010603
Book / Page	2228 / 2069
Instrument Date	Aug 31, 2023
Instrument	202300010603
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 N RACE ST, SPRINGFIELD, OH 45504-2452

Mortgage

Document Number	0000010604
Date	Sep 19, 2023
Instrument	202300010604

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000010605
Date	Sep 19, 2023
Book Page	2228/2088
Instrument	202300010605

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	SPRINGFIELD, OH 45505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLARK OH
Recording Date	Jul 13, 2021
Property Address	424 N RACE ST, SPRINGFIELD, OH 45504-2452
Document Number	0000012082
Book / Page	2194 / 1264
Instrument Date	Jun 11, 2021
Instrument	202100012082
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012083
Date	Jul 13, 2021
Book Page	2194/1268
Instrument	202100012083

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jul 1, 2038

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Mar 18, 2019
Property Address	424 N RACE ST, SPRINGFIELD, OH 45504-2452
Document Number	0000002962
Book / Page	002154 / 005352
Instrument Date	Mar 15, 2019
Instrument	2962
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 N RACE ST SPRINGFIELD OH 455042452, SPRINGFIELD, OH 45504-2452

Mortgage

Document Number	2963
Date	Mar 18, 2019
Book Page	002154/005354
Instrument	2963

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (+226.24%)	$25,480 (+88.18%) Land $3,970 Building $21,510	$72,800 (+88.11%) Land $11,350 Building $61,450
2024	$686.00 (+2.69%)
2023		$13,540 (-) Land $3,430 Building $10,110
2022	$668.00	$13,540 Land $3,430 Building $10,110	$38,700 Land $9,810 Building $28,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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