Allen County property record for 424 N Main St, Spencerville, OH 45887
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,768 sqft · built 1992 |
| Lot Size | 0.715 acres (31,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,700 (May 2023) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1206-02-007.000 |
| Primary APN | 44-1206-02-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 31,145 sqft (0.715 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 356 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 424 N MAIN ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1024 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PLAT OF SPENCERVILLE PT LOTS 47 & 54 & PT ABON RR NSRNT |
| Legal Subdivision | VILLAGE/SPENCERVILLE |
| Legal Lot Number | 47 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10600 |
424 N Main St, a mobile home, is owned and occupied by an individual who bought it in May 2023.
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 N MAIN ST, SPENCERVILLE, OH 45887-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Jul 21, 1992 · Amount on File |
| Deed Document Number | 20233568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 424 N MAIN ST, SPENCERVILLE, OH 45887-1024 |
| Document Number | 0000003412 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 424 N MAIN ST SPENCERVILLE OH 458871024, SPENCERVILLE, OH 45887-1024 |
| Document Number | 0000003412 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 002017/003412 |
| Instrument | 6253 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Apr 3, 2029 |
The 2025 property tax bill for 424 N Main St was $1,416 with a homeowner's exemption.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,416.00 | $53,130 Land $13,580 Building $39,550 | $151,800 Land $38,800 Building $113,000 |
| 2023 | $1,122.00 (-13.16%) Homeowner's exemption | $44,910 (-) Land $12,500 Building $32,410 | |
| 2022 | $1,292.00 Homeowner's exemption | $44,910 Land $12,500 Building $32,410 | |
| 2021 | $128,300 Land $35,700 Building $92,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 424 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies.
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