424 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 424 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$78,333 (Jul 2017)
Tax Bill	$8,141 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-20-208-027`

Property Details

APN / Parcel Number

Primary APN	`07-20-208-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Basement Area	264 sqft
Finished Basement	264 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	6.2 ft deep x 2.9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	424 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT OF LOT 15 ALL UNIT 15-82
Legal Subdivision	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT
Legal Lot Number	15
Legal Unit	1,15
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3011
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 N COMMERCE ST, AURORA, IL 60504-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jul 10, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	201768799
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000068798
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	424 N COMMERCE ST, AURORA, IL 60504-6608
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082629
Date	Jul 31, 2020
Instrument	R2020-082629

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 10, 2017
Property Address	424 N COMMERCE ST, AURORA, IL 60504-6608
Document Number	0000068799
Instrument Date	Jun 13, 2017
Instrument	68799
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 N COMMERCE ST AURORA IL 605046608, AURORA, IL 60504-6608

Mortgage

Document Number	68800
Date	Jul 10, 2017
Instrument	68800

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 10, 2017
Property Address	424 N COMMERCE ST, AURORA, IL 60504-6608
Document Number	0000068798
Instrument Date	May 15, 2017
Instrument	68798
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 FRANKSTOWNE CT NAPERVILLE IL 605653552, NAPERVILLE, IL 60565-3552

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,141.00 (+19.35%)	$119,758 (+37.1%) Land $28,622 Building $91,136	$359,274 (+37.1%) Land $85,866 Building $273,408
2022	$6,821.00 Homeowner's exemption	$87,350 Land $20,710 Building $66,640	$262,050 Land $62,130 Building $199,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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