Lyon County property record for 424 Morgan St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1883 |
| Lot Size | 0.109 acres (4,777 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $940 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-100148-0 |
| Primary APN | 31-100148-0 |
|---|
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Lot Area | 4,777 sqft (0.109 acres) |
| Street Address | 424 MORGAN ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT - TRACY 01010001 SW LY 87.5 FT LOTS 10, 11 BLK 10 |
| Legal Subdivision | ORIGINAL PLAT - TRACY |
| Legal Block | 10 |
| Legal Lot Number | 10-11 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 360700 |
424 Morgan St is owned and occupied by two individuals who acquired it in August 2014.
Source: Lyon County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 MORGAN ST, TRACY, MN 56175-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2014 |
| Deed Sale | Aug 18, 2014 |
| Deed Document Number | 2014203794 |
| Prior Transfer Date | Aug 13, 2014 |
| Prior Transfer Doc | 203794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 424 MORGAN ST, TRACY, MN 56175-1146 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 216830 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 216830 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | SLAYTON, MN 56172 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 1, 2028 |
The 2026 property tax bill for 424 Morgan St was $940, up 8% from the year before.
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $940.00 (+8.05%) | $56,400 (+3.68%) Land $3,200 Building $53,200 | $56,400 (+3.68%) Land $3,200 Building $53,200 |
| 2025 | $870.00 Homeowner's exemption | $54,400 Land $3,200 Building $51,200 | $54,400 Land $3,200 Building $51,200 |
| 2023 | $770.00 | $46,200 Land $2,600 Building $43,600 | $46,200 Land $2,600 Building $43,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 424 Morgan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Bluepeak.
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