424 Mitchell Ln, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 424 Mitchell Ln, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1958
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jun 2019)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-161-079`

Property Details

APN / Parcel Number

Primary APN	`091-161-079`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	139,392 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	424 MITCHELL LN
City	ARROYO GRANDE
State	CA
Zip	93420-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RHO NIP POM DIV A PTN LT 3
Legal Subdivision	POMEROYS RESUB/LOS BERROS
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2009
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6160 HUASNA TOWNSITE RD, ARROYO GRANDE, CA 93420-9727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2020	Quit Claim Deed, Transfer JMAC LENDING
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Document Number	201924798
Last Transfer Date	Apr 9, 2020
Transfer Doc	0000018086
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	424 MITCHELL LN, ARROYO GRANDE, CA 93420-5710
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MITCHELL LN, ARROYO GRANDE, CA 93420-5710

Mortgage

Document Number	0000082223
Date	Dec 17, 2021
Instrument	2021082223

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2020
Property Address	424 MITCHELL LN, ARROYO GRANDE, CA 93420-5710
Document Number	0000018086
Instrument Date	Apr 9, 2020
Instrument	18086
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 MITCHELL LN ARROYO GRANDE CA 934205710, ARROYO GRANDE, CA 93420-5710

Mortgage

Document Number	18087
Date	Apr 14, 2020
Instrument	18087

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 27, 2019
Property Address	424 MITCHELL LN, ARROYO GRANDE, CA 93420-5710
Document Number	0000024798
Map Reference	MB A PG 109
Instrument Date	Jun 13, 2019
Instrument	2019024798
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1597 PRIMAVERA LN, NIPOMO, CA 93444-9052

Mortgage

Document Number	0000024799
Date	Jun 27, 2019
Instrument	2019024799

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	424 MITCHELL LN, ARROYO GRANDE, CA 93420-5710
Document Number	0000045005
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 MITCHELL LN ARROYO GRANDE CA 934205710, ARROYO GRANDE, CA 93420-5710

Mortgage

Document Number	0000045005
Date	Oct 6, 2017
Instrument	45005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,826 (+2%) Land $426,683 Building $290,143
2025	$7,478.00 (+3.44%)	$702,771 (+4.04%) Land $418,317 Building $284,454
2024	$7,229.00 (+1.18%)
2023	$7,145.00 (+1.53%)	$675,483 Land $402,074 Building $273,409
2022	$7,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Peak WiFi.

Cell Coverage

5G and 4G LTE (outdoors only)

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