424 Misty Knoll Dr, Elgin, SC 29045 Property Records

Richland County property record for 424 Misty Knoll Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Aug 2023)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29007-02-06`

Property Details

APN / Parcel Number

Primary APN	`29007-02-06`
Alternative APNs	`R29007-02-06` `02193218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,760 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02193218
Street Address	424 MISTY KNOLL DR
City	ELGIN
State	SC
Zip	29045-9865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 186 50X136.7X51.2X125.7 #SU THE VALLEY PHASE 2A #PR RB2587-1725/1726
Legal Subdivision	THE VALLEY
Legal Phase	2A
Legal Lot Number	50,186
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	11407

Owner

424 Misty Knoll Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 MISTY KNOLL DR, ELGIN, SC 29045-9865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 26, 2021	Warranty Deed, Transfer
Sep 1, 2021	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Jul 26, 2021 · Amount on File
Deed Document Number	202336236
Deed Book / Page	2860 / 163
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 22, 2023
Property Address	424 MISTY KNOLL DR, ELGIN, SC 29045-9865
Document Number	0028600163
Book / Page	2860 / 163
Map Reference	MB 2587 PG 1725&1726
Instrument Date	Aug 15, 2023
Instrument	2023036236
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 MISTY KNOLL DR, ELGIN, SC 29045-9865

Mortgage

Document Number	2023036237
Date	Aug 22, 2023
Instrument	2023036237

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 26, 2021
Property Address	424 MISTY KNOLL DR, ELGIN, SC 29045-9865
Document Number	0026471613
Book / Page	2647 / 1613
Map Reference	MB 2587 PG 1725&1726
Instrument Date	Jul 26, 2021
Instrument	2021049697
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$3,048.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 1, 2021
Property Address	424 MISTY KNOLL DR, ELGIN, SC 29045-9865
Document Number	0026602288
Book / Page	2660 / 2288
Instrument Date	Jun 30, 2021
Instrument	2021058406
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 424 Misty Knoll Dr was $2,418.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00	$128	$274,900 Land $40,000 Building $234,900
2023	$8,029.00	$128	$3,200
2021	$112.00	$190	$3,200 Land $3,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Misty Knoll Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Misty Knoll Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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