St. Clair County property record for 424 Mercer Ct, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,140 sqft · built 2002 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,500 (May 2006) |
| Tax Bill | $8,785 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Nov 2021 Mortgage + 2 more |
| APN | 04-19-0-111-003 |
| Primary APN | 04-19-0-111-003 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,140 sqft Living Area |
| Upper Floors Area | 20 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 716 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 424 MERCER CT |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARYS GROVE 2ND ADD LOT/SEC-48 A02724019 A02871457 |
| Legal Subdivision | CLARYS GROVE 2ND ADD |
| Legal Block | 111 |
| Legal Lot Number | 48 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1026 COTTONWOOD CT, O FALLON, IL 62269-3718 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Transfer on Death Deed, Transfer |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS |
| Nov 2, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 8, 2020 | Quit Claim Deed, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2006 · Amount on Record |
| Deed Sale | May 19, 2006 · Amount on Record |
| Prior Sale | Jul 24, 2002 · Amount on Record |
| Deed Document Number | 20061978932 |
| Deed Book / Page | 4334 / 1613 |
| Last Transfer Date | Jan 8, 2026 |
| Transfer Doc | 0002871457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 13, 2026 |
| Property Address | 424 MERCER CT, O FALLON, IL 62269-3577 |
| Document Number | 0A02871457 |
| Map Reference | MB 98 PG 17 |
| Instrument Date | Jan 8, 2026 |
| Instrument | A02871457 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1026 COTTONWOOD CT, O FALLON, IL 62269-3718 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 424 MERCER CT, O FALLON, IL 62269-3577 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02724690 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | A02724690 |
| Name | BOX HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 2, 2021 |
| Property Address | 424 MERCER CT, O FALLON, IL 62269-3577 |
| Document Number | A02724019 |
| Map Reference | MB 98 PG 17 |
| Instrument Date | Oct 27, 2021 |
| Instrument | A02724019 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 MERCER CT, O FALLON, IL 62269-3577 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 8, 2020 |
| Property Address | 424 MERCER CT, O FALLON, IL 62269-3577 |
| Document Number | 00A2638588 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2638588 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | BENCHMARK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 COTTONWOOD CT O FALLON IL 622693718, O FALLON, IL 62269-3718 |
| Document Number | A2638589 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2638589 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,785.00 (+8.4%) | $121,879 (+9.62%) Land $24,352 Building $97,527 | $365,637 (+9.62%) Land $73,056 Building $292,581 |
| 2024 | $8,104.00 | $111,183 (+22.55%) Land $22,215 Building $88,968 | $333,549 (+22.55%) Land $66,645 Building $266,904 |
| 2022 | $90,723 Land $18,127 Building $72,596 | $272,169 Land $54,381 Building $217,788 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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