424 Marcetta Dr, Otto, NC 28763 Property Records

Macon County property record for 424 Marcetta Dr, Otto, NC 28763 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage1,148 sqft Heated Area
Lot Size124,582 sqft (2.86 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2022)
Tax Bill$1,310.00 (2025)

Property Details

APN / Parcel Number

Primary APN6581027207
Alternative APNs
  • 0734650
  • 145831
  • 153334

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Total Rooms4 Rooms
Building Area1,148 sqft Heated Area
1st Floor1,148 sqft 1st Floor
Basement Area1,148 sqft Basement
Unfinished Basement1,148 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area124,582 sqft (2.86 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area216 sqft Garage
CarportCarport
Carport Area216 sqft Carport

Exterior Amenities

Deck Area328 sqft Deck
Patio Area128 sqft Patio
TopographyRolling Topography
Canopy Area540 sqft Canopy
Utility Building624 sqft Utility Building

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number153334
Street Address424 MARCETTA DR
CityOTTO
StateNC
Zip28763-8107
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOFF RD 1114
Legal SubdivisionSURVEY MAP BY G L SPRINGLE
JurisdictionMACON NC
Minor Civil DivisionSMITHBRIDGE
Census Blockgroup4
Census Block4004
Census Tract970700

Owner

Source: Macon County records · APN 6581027207

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address424 MARCETTA DR, OTTO, NC 28763-8107
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 11, 2022Deed of Trust, Mortgage · Line of Credit
DISCOVER BANK
Sep 08, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Dec 03, 2019Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2022 · Amount on Record
Deed SaleSep 08, 2022 · Amount on Record
Prior SaleDec 03, 2019 · Amount on Record
Deed Doc Number20226915
Deed Book / Page42 / 1884
Prior Transfer DateJun 26, 2015
Prior Transfer Doc00V36/2030
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address424 MARCETTA DR, OTTO, NC 28763-8107
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyMUTUAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 MARCETTA DR, OTTO, NC 28763-8107

Mortgage

Document Number000F44/491
DateFeb 05, 2026
Book PageF-44/491
Instrument2026000675
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Address8241 DOW CIR, STRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address424 MARCETTA DR, OTTO, NC 28763-8107
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 MARCETTA DR, OTTO, NC 28763-8107

Mortgage

Document Number00Q42/2496
DateAug 10, 2023
Book PageQ-42/2496
Instrument2023004882
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address424 MARCETTA DR, OTTO, NC 28763-8107
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00R41/2036
DateMar 11, 2022
Book PageR-41/2036
Instrument2022001937
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 11, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 08, 2022
Property Address424 MARCETTA DR, OTTO, NC 28763-8107
Document Number00B42/1884
Book / PageB-42 / 1884
Instrument DateJun 10, 2022
Instrument2022006915
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address424 MARCETTA DR, 424, OTTO, NC 28763-8107

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 MARCETTA DR, OTTO, NC 28763-8107

Mortgage

Document Number2022006916
DateSep 08, 2022
Instrument2022006916
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateDec 03, 2019
Property Address424 MARCETTA DR, OTTO, NC 28763-8107
Document Number000P39/913
Book / PageP-39 / 913
Instrument DateNov 03, 2019
Instrument2019008386
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$426.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 MARCETTA DR, OTTO, NC 28763-8107

Mortgage

Document Number2019008387
DateDec 03, 2019
Instrument2019008387
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2030

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,090 (+3.17%) Land $46,950 Building $304,140$351,090 (+3.17%) Land $46,950 Building $304,140
2025$1,310.00 (+2.75%)$340,290 (-) Land $46,950 Building $293,340$340,290 (-) Land $46,950 Building $293,340
2023$1,275.00$340,290 Land $46,950 Building $293,340$340,290 Land $46,950 Building $293,340

Nearby Properties on Marcetta Dr

Nearby Streets

Search Property Records by Address or Parcel Number