424 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 424 Main St, Phoenix, NY 13135

Property Summary

Property Type	Apartments (5+ Units)
Details	2,810 sqft · built 1965
Lot Size	0.339 acres (14,800 sqft)
Owner	Company Name on Record
Last Sale	$405,000 (Oct 2025)
Tax Bill	$4,527 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 304.17-06-31`

Property Details

APN / Parcel Number

Primary APN	`355401 304.17-06-31`
Alternative APN	`540130401700060310000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,810 sqft Gross Area
Basement Area	997 sqft
Unfinished Basement	997 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	14,800 sqft (0.339 acres)
Lot Dimensions	200 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2375
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-2
Legal Description	LOT 3 BLOCK 6 152-001-000
Legal Block	6
Legal Lot Number	31.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1012
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8888 MAPLE DR, CICERO, NY 13039-8821
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Oct 29, 2025	Warranty Deed, Transfer CELLANA PROPERTIES LLC
Sep 28, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2025R2025009599
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	May 4, 2026
Property Address	424 MAIN ST, PHOENIX, NY 13135-2375
Document Number	0000003717
Instrument Date	May 4, 2026
Instrument	20263717
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BARKER RD, CENTRAL SQUARE, NY 13036-3420

Mortgage

Document Number	0000003717,
Date	May 4, 2026
Instrument	20263717

Lender

Name	NP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 29, 2025
Property Address	424 MAIN ST, PHOENIX, NY 13135-2375
Document Number	0000009599
Instrument Date	Aug 23, 2025
Instrument	R-2025-009599
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NETWORK TITLE AGCY OF NY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6271 MUSKRAT BAY RD, BREWERTON, NY 13029-8622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8888 MAPLE DR, CICERO, NY 13039-8821

Mortgage

Document Number	0000009600
Date	Oct 29, 2025
Instrument	R-2025-009600

Lender

Name	CELLANA PROPERTIES LLC
Type	Non-Lending Institution
Address	CICERO, NY 13039

Agreement

Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 28, 2020
Property Address	424 MAIN ST, PHOENIX, NY 13135-2375
Document Number	0000008814
Instrument Date	Sep 23, 2020
Instrument	8814
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6271 MUSKRAT BAY RD BREWERTON NY 130298622, BREWERTON, NY 13029-8622

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,527.00 (-42.39%)
2025	$7,858.00 (-25.9%)	$88,000 (-) Land $13,900 Building $74,100	$195,556 (+11.11%) Land $30,889 Building $164,667
2024	$10,604.00	$88,000 (-) Land $13,900 Building $74,100	$176,000 (+1%) Land $27,800 Building $148,200
2023		$88,000 Land $13,900 Building $74,100	$160,000 Land $25,273 Building $134,727

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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