Alleghany County property record for 424 Luke Mountain Rd, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,341 sqft · built 1938 |
| Lot Size | 6.37 acres (277,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 1996) |
| Tax Bill | $2,382 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03900-00-000-0240 |
| Primary APN | 03900-00-000-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,341 sqft Living Area |
| Gross Area | 6,926 sqft |
| 1st Floor Area | 4,280 sqft |
| Basement Area | 1,070 sqft |
| Unfinished Basement | 1,070 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 277,782 sqft (6.37 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 634 sqft |
| Carport | Carport |
| Carport Area | 634 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 606 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3594 |
|---|---|
| Street Address | 424 LUKE MOUNTAIN RD |
| City | COVINGTON |
| State | VA |
| Zip | 24426-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 6.377 AC NEAR COVINGTON W SIDE JACKSON RIVER WM A LUKE PROPERTY |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 80301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Luke Mountain Historic District listed 1998 · 23 contributing resources · NRIS 98000737 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
424 Luke Mountain Rd is owned and occupied by two individuals who bought it in December 1996.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 LUKE MOUNTAIN RD, COVINGTON, VA 24426-5500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 1996 · Amount on File |
| Deed Sale | Dec 18, 1996 · Amount on File |
| Deed Book / Page | 368 / 619 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 424 Luke Mountain Rd was $2,382.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 | $486,300 Land $61,500 Building $424,800 | $486,300 Land $61,500 Building $424,800 |
| 2023 | $451,500 Land $51,100 Building $400,400 | $451,500 Land $51,100 Building $400,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Luke Mountain Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1985–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Luke Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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