424 Lorene Ct, Ridgecrest, CA 93555 Property Records

Kern County property record for 424 Lorene Ct, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,435 sqft · built 2004
Lot Size	0.248 acres (10,821 sqft)
Owner	2 Individual Names on File
Last Sale	$477,500 (Nov 2023)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`509-142-15-00-7`

Property Details

APN / Parcel Number

Primary APN	`509-142-15-00-7`
Alternative APNs	`509-142-15-4` `5091421500` `50914215`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,435 sqft Living Area
Gross Area	3,919 sqft
1st Floor Area	2,435 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	10,821 sqft (0.248 acres)
Garage Type	Attached
Garage Area	869 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	615 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Account Number	509142154
Street Address	424 LORENE CT
City	RIDGECREST
State	CA
Zip	93555-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4937 , BLOCK A , LOT 22
Legal Subdivision	4937 A
Legal Tract	4937
Legal Block	A
Legal Lot Number	22
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2004
Census Tract	5408

Owner

424 Lorene Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 LORENE CT, RIDGECREST, CA 93555-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
May 13, 2020	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	May 13, 2020 · Amount on File
Deed Document Number	2023135578
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 3, 2023
Property Address	424 LORENE CT, RIDGECREST, CA 93555-6003
Document Number	0000135578
Map Reference	MB 36 PG 3-8
Instrument Date	Oct 12, 2023
Instrument	223135578
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 LORENE CT, RIDGECREST, CA 93555-6003

Mortgage

Document Number	0000135579
Date	Nov 3, 2023
Instrument	223135579

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Margin	2
Max Rate	10.7%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 13, 2020
Property Address	424 LORENE CT, RIDGECREST, CA 93555-6003
Document Number	0000060211
Instrument Date	Apr 3, 2020
Instrument	60211
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 LORENE CT RIDGECREST CA 935556003, RIDGECREST, CA 93555-6003

Mortgage

Document Number	60212
Date	May 13, 2020
Instrument	60212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 424 Lorene Ct was $6,197.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,791 (+2%) Land $62,424 Building $434,367
2025	$6,197.00	$487,050 Land $61,200 Building $425,850
2023	$4,858.00 (+2.08%) Homeowner's exemption	$403,650 Land $36,790 Building $366,860
2022	$4,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 424 Lorene Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Lorene Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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