Westchester County and Mount Vernon City property record for 424 Locust St, Mount Vernon, NY 10552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $408,000 (Oct 2020) |
| Tax Bill | $8,594 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.45-1095-14 |
| Primary APN | 550800 165.45-1095-14 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Account Number | 017610 |
|---|---|
| Street Address | 424 LOCUST ST |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10552-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NORTH WEST MOUNT VERNON |
| Legal Block | 1095 |
| Legal Lot Number | 14.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3700 |
424 Locust St is owned and occupied by an individual who bought it in October 2020.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 LOCUST ST, MOUNT VERNON, NY 10552-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Prior Sale | Nov 1, 2011 · Amount on File |
| Deed Document Number | 2020602893069 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | 0602893069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 26, 2020 |
| Property Address | 424 LOCUST ST, MOUNT VERNON, NY 10552-2605 |
| Document Number | 0602893069 |
| Map Reference | MAP 95 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 602893069 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | BLACKACRE TITLE AGENCY CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,632.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 48 N 10TH AVE, 48, MOUNT VERNON, NY 10550-1960 |
| Name | Verified Name |
|---|---|
| Address | 424 LOCUST ST, MOUNT VERNON, NY 10552-2605 |
| Document Number | 0602943268 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 602943268 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 424 Locust St was $8,594, down 48.6% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,594.00 (-48.56%) | ||
| 2025 | $16,707.00 | $5,000 (-) Land $1,400 Building $3,600 | $277,778 (+6.67%) Land $77,778 Building $200,000 |
| 2024 | $5,000 (-) Land $1,400 Building $3,600 | $260,417 (-10.94%) Land $72,917 Building $187,500 | |
| 2023 | $5,000 Land $1,400 Building $3,600 | $292,397 Land $81,871 Building $210,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Optimum, T-Mobile.
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